By: Sanda Hnatjuk-Bahic Home Loans Views: 3849 | Comments: 0 | Votes: 0
More than 400,000 modification offers have been extended and more than 230,000 trial modifications have begun, according to the report. At the current pace, the program is on track to offer assistance to up to 3 to 4 million homeowners over the next three years. 1, 2009. More
By: Amanda Gleason Personal Finance Views: 3847 | Comments: 0 | Votes: 0
love the CNN Money section's series "Millionaires in the Making". She's got all kinds of savings and brokerage accounts, however, what interested me most about her was her lifestyle. Jeanette's friends call her "commitment to finances" bordering on "obsession". She brings her lunch (I am a huge fan of bag lunches. More
By: DRuthven Insurance Views: 3842 | Comments: 0 | Votes: 1
The IRS has officially determined the 2012 Health Savings Account (HSA) and High Deductible Health Plan (HDHP) maximum contribution amounts. This affects existing HSA account holders and any individual or family that purchases this type of health care in 2012. If used for qualified expenses, your deposits are tax-deductible and continue to accumulate year after year. More
By: On My Own Two Feet Personal Finance Views: 3840 | Comments: 0 | Votes: 0
What's the most dangerous word to your pocketbook? Believe it or not, it might very well be the word FREE. Sound crazy? Well, I will explain how when it comes to your money, FREE can be a four-letter word! For additional personal finance tips and insights, sign up for Manisha's Money Musings blog at: www.ManishaThakor.com/blog . Shepherd Dr. More
By: Peter Suhai Personal Finance Views: 3838 | Comments: 0 | Votes: 0
Some major retailers are expanding their layaway plans for the holiday season to lure shoppers on a budget. Layaway programs allow customers to stretch payments on merchandise over a set period of time, typically with a minimum purchase amount, a small initial payment and a nonrefundable, one-time fee. But make sure you're spending enough to make any extra costs or fees worthwhile. 16. More
By: Ugen Peden Financial Planning Views: 3830 | Comments: 0 | Votes: 0
How Will I Pay Estate Taxes?Estate taxes. It’s not enough to simply know they exist, and to know strategies to minimize them. When it comes down to it, you need to plan how you and your family will eventually pay them.The Estate Tax DilemmaEstate taxes are generally due nine months after the date of death. And they are due in cash. First, your current savings and investments. More
By: Frugal World Personal Finance Views: 3823 | Comments: 1 | Votes: 0
I was reading a startling article a few days ago that for the first time since 1933, the U.S. savings rate hit the lowest level. This is scary!We spend more money than we make, and we are accumulating debt at an alarming pace. But we have to understand that we will not be truly free until we are debt-free. I think the main problem is a lack of financial education. More
By: Kerry Freeman EA Tax Planning Views: 3822 | Comments: 0 | Votes: 0
Remember those economic-stimulus checks the government was handing out this year? Many taxpayers didn't qualify for the full amount -- or for any payment at all -- because their 2007 income exceeded a certain threshold. But many people who lost their jobs this year, or whose incomes fell for some other reason, will get a second chance next year, thanks to a little-noticed tax-law twist. More
By: Frugal World Personal Finance Views: 3809 | Comments: 0 | Votes: 0
In this world we live in money has been given a significant meaning in our lives. Most people lives revolve around having money. Unfortunately those people are living according to their beliefs that there isn't enough, and with the resultant lack of money. Now hear this: There is always enough to meet your needs! Let us look at two resources we have. The next example is electricity. More
By: Matthew Barrett Payroll Views: 3793 | Comments: 0 | Votes: 0
There are two components to this bill: · Social Security Tax Exemption – Qualifying employers will be exempt from the 6.2% employer portion of social security tax for qualified individuals hired between February 4 and December 31, 2010. Only social security taxable wages up to the wage base paid between March 19 and December 31, 2010 are eligible for the tax exemption. More
