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Affordable Health Care Reform Act

By: John A. Beyer, CLU Insurance Views: 4047 | Comments: 0 | Votes: 0

John A. Beyer, CLU

It is interesting that the title to this act in no way will effect the cost of health care in the U.S. Employer-Sponsored Insurance Costs Rise in California, Across U.S. For the report, Mercer surveyed 2,836 public and private employers with 10 or more employees. Report Details.  The survey found that the average PPO deductible increased to $1,200 this year. More

IRS to Require Paid Tax Prepaprers to be Licensed.

By: Kerry Freeman EA Tax Planning Views: 4047 | Comments: 0 | Votes: 0

Kerry Freeman EA

The Internal Revenue Service is working on new rules that could require paid tax preparers to be licensed to improve tax compliance and reduce fraud, IRS Commissioner Doug Shulman said Thursday. Eighty percent of taxpayers get help with their returns, either from paid preparers or computer programs, Mr. Shulman told a congressional subcommittee. Mr. Mr. and Liberty Tax Service. Rep. More

Alert! No Extension to December 15 Open Enrollment Deadline

By: Thomas J. Hartfield Insurance Views: 4035 | Comments: 1 | Votes: 1

Thomas J. Hartfield

Alert! No Extension to December 15 Open Enrollment Deadline Plan selection deadline for Jan 1 coverage start date is fast approaching. Must enroll&make plan selection by 11:59pm Dec 15, 2015 for coverage to be effective on Jan 1, 2016. There will be no extensions to this deadline. More

What is financial foreplay?

By: On My Own Two Feet Personal Finance Views: 4013 | Comments: 0 | Votes: 1

On My Own Two Feet

What is financial foreplay? The process of getting to know your sweetie’s most intimate feelings about money. Why is it so important? So as personal finance columnist Ron Lieber of The New York Times wisely points out, it’s important to identify your financial differences before you commit to debt do you part. The most common answers I hear are quit my job and start traveling. More

Three Critical Financial Blunders to Avoid

By: Terry Mitchell Personal Finance Views: 4005 | Comments: 1 | Votes: 1

Terry Mitchell

Many people seem to be in dire financial straits today. Some of them have gotten that way through no fault of their own. However, others have at least partially brought their situations on themselves because of poor money management habits. For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit card interest, and short-term loans. More

IRS Proposes New Registration of taxpreparers, this is good news!

By: Kerry Freeman EA Tax Planning Views: 3982 | Comments: 0 | Votes: 0

Kerry Freeman EA

IR-2010-1, The Internal Revenue Service kicked off the 2010 tax filing season today by issuing the results of a landmark six-month study that proposes new registration, testing and continuing education of tax return preparers. As part of the outreach effort, the IRS is providing tips to taxpayers to ensure they are working with a reputable tax return preparer. Mr. More

Know when housing bill tax credit is due to expire

By: Kenneth R. Harney Tax Planning Views: 3981 | Comments: 0 | Votes: 0

Kenneth R. Harney

WASHINGTON – Anybody who's been sitting on the sidelines hesitant to jump into real estate until conditions settle down should know these dates: April 9, 2008, through June 30, 2009. They mark the eligibility time span to qualify for the home purchase tax credit created by the massive housing bill approved by Congress. Eligibility rules: Do you own a home now? You are eligible. More

No Health Insurance? Affordable Medical Coverage Is Available

By: DRuthven Insurance Views: 3969 | Comments: 0 | Votes: 2

DRuthven

You have no health insurance. Now what? Well…of course, don’t get sick and stay out of the hospital! That might work for a short period of time but you will need a long-term solution to your problem. If you have a major health issue and are uninsurable, then your state may have an “Open Enrollment” option that would be worth investigating. This form of policy is inexpensive. More

Taxes are on the agenda in Washington

By: Steven Leibold, EA Tax Planning Views: 3963 | Comments: 0 | Votes: 0

Steven Leibold, EA

Taxes are on the agenda in Washington Congress is back in session following its August recess, and taxes are on the fall agenda. A variety of energy tax provisions. Either outright repeal of the alternative minimum tax or a temporary fix to keep the tax from affecting an estimated 23 million taxpayers in 2007. Extension of the tax cuts created in 2001, 2002, and 2003 tax legislation. More

How can you pay off your debts with the help of IVA?

By: Marie Garcia Financial Planning Views: 3959 | Comments: 0 | Votes: 0

Marie Garcia

If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More