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How to Protect your Car

By: Rowan Webb Personal Finance Views: 64046 | Comments: 4 | Votes: 0

Rowan Webb

Scheduled Maintenance - This is one of the most basic ways to protect your car - ensure that you go for your scheduled maintenance visits at your registered workshop whenever you hit your mileage milestones! Getting your tires balanced and checking your engine performance is the best way to ensure that your car is running in its best shape! - This point goes without saying! More

Ways to Lower My Bills

By: Peter Suhai Personal Finance Views: 13116 | Comments: 1 | Votes: 1

Peter Suhai

In order to reduce expenses and save money, it is vital to know where your money is spent. That is why the best way to lower bills is to create a budget and stick to it. Creating a Budget: The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend. More

Conduct Your Own Energy Audit And Save

By: Delta Grant Personal Finance Views: 9033 | Comments: 0 | Votes: 0

Delta Grant

An energy audit is an overview of the current energy use of a building, home or business with the intention to remove any inefficiency without impacting upon comfort or productivity. This serves two functions. At this point preliminary energy conservation measures and energy conservation opportunities can be drawn up. More

Bad Habits Steal Wealth!

By: Deleted Profile Personal Finance Views: 8975 | Comments: 1 | Votes: 0

Deleted Profile

Bad Habits Steal Wealth!By Sharman G.   Habits sneak up on you suddenly.  They start out usually small, fun, and infrequent.  However, after a while, it’s all you think about and it consumes you.  Then it has control of your money, life, and future!   Sharman G. More

5 Tips for Tough Times!

By: Deleted Profile Personal Finance Views: 7461 | Comments: 0 | Votes: 0

Deleted Profile

Times are tough for a lot of people. With layoffs, less available jobs, a slow economy, and mounting debt, this is a good time to cut expenses, save, and start spending less money. Even when it appears as if there is no more room to save, there is always something you can eliminate, cutback on or find an alternative for. Do you really need a cell phone? Do you own a car? Sharman G. More

Can you tell the difference between good and bad debt?

By: Bogie Boric Personal Finance Views: 7216 | Comments: 1 | Votes: 0

Bogie Boric

Is there such a thing as good debt? Yes. Is all debt bad? No. Debt is simply the obligation to repay an amount for services or purchased property funded by another.   Bad debt is debt that strains personal financial stability. Credit cards can be valuable in establishing credit history but they are often misused. Creditors take a long hard look at your good debt. More

Cheap thrills – how to stretch a social budget

By: Bogie Boric Personal Finance Views: 7184 | Comments: 0 | Votes: 0

Bogie Boric

Tight budgets can play havoc with our social lives, but just because our finances are limited doesn’t mean our entertainment options have to be. There are loads of tricks to financial damage limitation when it comes to going out – here are a few ideas on how to maintain a social presence without blowing the bank. More

Budgeting is Bothersome

By: Frugal World Personal Finance Views: 5787 | Comments: 0 | Votes: 0

Frugal World

It doesn't take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation can easily pack on 5 to 7 pounds. Losing that weight however, can take a good month of cardio. Let's get real here. Debt is an overpowering epidemic in America. It's growing every year. Start with any program you like. More

Care About and Control Your Money: 7 Steps to Success

By: Betty J. Zak Personal Finance Views: 5468 | Comments: 1 | Votes: 0

Betty J. Zak

Do you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. The answer is a resounding…yes. So, we need to exercise that same care and control with our money. Step 1: Create a “0” based budget. L. More

Secrets and Lies of the Bailout: One Broker's Story

By: Matt Taibbi Personal Finance Views: 5454 | Comments: 0 | Votes: 1

Matt Taibbi

I have a feature in the new issue of Rolling Stone called "Secrets and Lies of the Bailout," which focuses in large part on the seemingly intentional policy of deception in the government's rescue of the financial sector. Proponents of the bailouts will say that whatever the government did, it worked. As a result, George Hartzman and his clients got creamed. "George was different. More