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Three Critical Financial Blunders to Avoid

By: Terry Mitchell Personal Finance Views: 4005 | Comments: 1 | Votes: 1

Terry Mitchell

Many people seem to be in dire financial straits today. Some of them have gotten that way through no fault of their own. However, others have at least partially brought their situations on themselves because of poor money management habits. For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit card interest, and short-term loans. More

How to Save Money on Your Reward Credit Card Perks

By: Melanie Mathis Personal Finance Views: 3933 | Comments: 0 | Votes: 1

Melanie Mathis

If you have a reward credit card then, you should see to it that you maximize the benefits you enjoy from your card account. Aside from the actual rewards, try to determine your other privileges as a cardholder. After all, although some perks cannot be converted to cash, knowing how and when to use them can save you a great deal of money. How?  2. Purchase protection. More

More shoppers using layaway plans

By: Peter Suhai Personal Finance Views: 3819 | Comments: 0 | Votes: 0

Peter Suhai

Some major retailers are expanding their layaway plans for the holiday season to lure shoppers on a budget. Layaway programs allow customers to stretch payments on merchandise over a set period of time, typically with a minimum purchase amount, a small initial payment and a nonrefundable, one-time fee. But make sure you're spending enough to make any extra costs or fees worthwhile. 16. More

The Most Dangerous Word to Your Wallet

By: On My Own Two Feet Personal Finance Views: 3819 | Comments: 0 | Votes: 0

On My Own Two Feet

What's the most dangerous word to your pocketbook?  Believe it or not, it might very well be the word FREE.  Sound crazy?  Well, I will explain how when it comes to your money, FREE can be a four-letter word!   For additional personal finance tips and insights, sign up for Manisha's Money Musings blog at: www.ManishaThakor.com/blog . Shepherd Dr. More

Millionaire in the Making

By: Amanda Gleason Personal Finance Views: 3817 | Comments: 0 | Votes: 0

Amanda Gleason

 love the CNN Money section's series "Millionaires in the Making". She's got all kinds of savings and brokerage accounts, however, what interested me most about her was her lifestyle. Jeanette's friends call her "commitment to finances" bordering on "obsession". She brings her lunch (I am a huge fan of bag lunches. More

How To Overcome Debt

By: Frugal World Personal Finance Views: 3791 | Comments: 1 | Votes: 0

Frugal World

I was reading a startling article a few days ago that for the first time since 1933, the U.S. savings rate hit the lowest level. This is scary!We spend more money than we make, and we are accumulating debt at an alarming pace. But we have to understand that we will not be truly free until we are debt-free. I think the main problem is a lack of financial education. More

How to Get All the Money You Want

By: Frugal World Personal Finance Views: 3791 | Comments: 0 | Votes: 0

Frugal World

In this world we live in money has been given a significant meaning in our lives. Most people lives revolve around having money. Unfortunately those people are living according to their beliefs that there isn't enough, and with the resultant lack of money. Now hear this: There is always enough to meet your needs! Let us look at two resources we have. The next example is electricity. More

TV Breaks Out of the Box

By: Telecom Advisor Personal Finance Views: 3599 | Comments: 0 | Votes: 0

Telecom Advisor

By Mike Musgrove Sunday, November 16, 2008   My friend Susanna has never had a cable subscription.   Sure, she has occasionally felt left out of the national conversation over the years -- mainly, when "The Sopranos" was on.   "I knew cable was just a passing fad," she joked. "It only took 25 years."   Crane recently vowed that he was done with Comcast. More

Art Of Saving Launches National Savings Day

By: Art Of Saving Personal Finance Views: 3578 | Comments: 0 | Votes: 0

Art Of Saving

San Diego, Calif. – Feb. 18, 2009 – Art Of Saving, a personal finance social network, has started a petition to establish, recognize, and honor a National Savings Day in the USA. Why we need this day of recognition? With the current economic decline, times are bleak for American consumers. Many families are only three pay checks away from bankruptcy. More

Debt a Glossary of Terms

By: Goldfish Personal Finance Views: 3463 | Comments: 1 | Votes: 0

Goldfish

Bankruptcy - Having been legally declared financially insolvent. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt.Credit Bureau - An organization to which business firms apply for credit information on prospective customers. Credit Report -An account of your credit history, prepared by a credit bureau. More