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Debt or Financial Freedom – You Choose!

By: Deleted Profile Personal Finance Views: 3455 | Comments: 0 | Votes: 0

Deleted Profile

Debt or Financial Freedom – You Choose! By Sharman G.   Financial freedom takes patience, perseverance, and planning.  In the coming year, will you be released from debt-prison or will your sentence be extended?  Debt or financial freedom – You choose! Sharman G. More

Do You Want Debt Freedom? These 6 Helpful Hints Will Help

By: Goldfish Personal Finance Views: 3411 | Comments: 0 | Votes: 0

Goldfish

Is your debt level getting you down? Don't know how to fix it? Welcome to the club, you're in fine company. Many American families are suffering with the same fears and worries as you are. There is a way out, however. It just takes some basic knowledge and commitment. Do you want to be debt free some day? You can be, if you follow some easy steps and put a plan into action. Let's go. More

Addiction is Expensive

By: Amanda Gleason Personal Finance Views: 3393 | Comments: 0 | Votes: 0

Amanda Gleason

Although "soft" addictions have been kind of a hot topic recently in terms of their financial affect on a person's life, apparently "real", hard addicitions are still the most costly to individuals and society. I wrote a while back on shopaholics, and how that kind of compulsive behavior leads to credit card disaster and often bankruptcy. So what are the 5 most costly addictions? More

Saving Energy = Saving Money

By: Peter Suhai Personal Finance Views: 3385 | Comments: 0 | Votes: 0

Peter Suhai

An easy way to save money is to conserve energy. Not only is it good for your wallet, it’s also good for the environment.Look for the ENERGY STAR logo.ENERGY STAR is a government-backed symbol for energy efficiency. It is a joint program of the U.S. Environmental Protection Agency and the U.S. ENERGY STAR qualified appliances use 10–50% less energy and water than standard models. More

A Little Organization Can Save a Lot of Money

By: Russell Wild Personal Finance Views: 3383 | Comments: 0 | Votes: 0

Russell Wild

Do you find that money “slips through your fingers” or you’re constantly surprised it runs out before the month ends? That might be a signal that you earn too little, spend too much—or maybe you’re simply disorganized.   “Spending time taking care of finances is an investment just like putting away cold cash,” Wild said.   -Bill paying: Does your system work? More

The Canyon of Incumbrance: Young Texas And I Crawl Out of Debt

By: Art Of Saving Personal Finance Views: 3241 | Comments: 0 | Votes: 0

Art Of Saving

I'm not going to lie. Sure, I'll admit it. I've been pushed past the point of shame, and have fallen straight into the abyss prominently named, "The Lonely Canyon Of Incumbrance." I'm one of those people.   Yes, in my youth, I made some financial blunders and managed to sink myself into a molehill of debt. I refuse to call it a "mountain" -- I refuse! It would only discourage me. More

Useful Investing Tips to Help Grow Your Money

By: CashOne Personal Finance Views: 3234 | Comments: 0 | Votes: 2

CashOne

Investments will definitely help you build wealth, offer the required financial stability, cover the expenses after retirement, save on taxes, and more. However, investments do not always mean depositing some cash every month in your savings account. Savings accounts won’t be of much help because they offer less interest rate and don’t provide any tax benefits. More

Wealth Building Tips, Budgeting, Saving Money

By: Peter Suhai Personal Finance Views: 3143 | Comments: 1 | Votes: 0

Peter Suhai

Wealth Building Tips: Develop a budget and stick to it. Save money so you're prepared for unforeseen circumstances. You should have at least three to six months of living expenses stashed in your rainy day savings account. Pay off credit card balances monthly. More

Cutting TV costs

By: Amanda Gleason Personal Finance Views: 3132 | Comments: 0 | Votes: 0

Amanda Gleason

The American home is much different today that it was 50 years ago. Sure, I wasn't around then, so I don't know for certain, but from what I've heard from my parents and grandparents, families lived differently. One major change, that came into many American homes around that time, was the introduction of the home television. It wakes you up in the morning, it puts you to bed at night. More

Donations To Charity - Do We Need Them In The 2007 America?

By: WiseSaver Personal Finance Views: 2813 | Comments: 0 | Votes: 0

WiseSaver

In the world we live in, donations charity has become a very important subject. Just look around: natural disasters, poverty, hunger and many life-threatening situations. This is exactly what we can see day after day on TV or even near us. In this context, it is no wonder that donations charity has become essential. The fact is that a donation does not need to be very substantial. More