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Health Insurance Explained

By: Thomas J. Hartfield Insurance Views: 30009 | Comments: 1 | Votes: 0

Thomas J. Hartfield

By: Thomas J. Hartfield   Health Insurance Explained   Healthcare has changed since the days of family doctors and house calls. Today the rising cost of everything from prescription drugs to diagnostic treatments has us turning to managed care networks for workable health care solutions. Whenever you have a medical need, you’ll have three “point of service” choices. More

Comparing Car Insurance Rates Online

By: Bogie Boric Insurance Views: 11104 | Comments: 0 | Votes: 1

Bogie Boric

If you want to make the most of your budget, a great place to start is with your car insurance.  Different companies can charge dramatically different rates for the same level of protection.  In fact, rates can vary by more than $1,000!  So it pays to shop around.   And don’t just shop price. More

A Guide to Saving Money on Landlord Insurance

By: WiseSaver Insurance Views: 8875 | Comments: 1 | Votes: 1


Being a landlord may sound easy, but as anyone knows who has actually done it, the headaches can be very substantial. You have to deal with any and all problems in your home and any complaints your tenants may have, and this can create a lot of extra stress not to mention bills. That’s where landlord insurance can come in, to help you protect some of your interests. More

The Many Different Types of Home Insurance Explained

By: Delta Grant Insurance Views: 7752 | Comments: 0 | Votes: 1

Delta Grant

Home insurance is something that every single homeowner should certainly not neglect to invest in. Other names for home insurance are hazard or homeowner’s insurance, and these policies can cover a whole range of different topics from the cost of the actual house to the items within to many other things. However specific things are left out including flood and earthquake damage. More

State Farm Cancels Insurance Policy of Investigative Reporter

By: Frugal World Insurance Views: 5630 | Comments: 0 | Votes: 0

Frugal World

Lee van der Voo tells Romenesko readers: I was just informed by State Farm here in Oregon, where I’m an independent investigative journalist that they are dumping my office rental policy because of the kind of journalism I do. I own a house and insure it through State Farm, along with the three cars I’ve owned over the last 12 years. More

How difficult can tenants be to remove?

By: WiseSaver Insurance Views: 5501 | Comments: 0 | Votes: 1


If you are a landlord, then probably at some point you have had difficult tenants. Perhaps they chose not to pay their rent; maybe they are ones that party all night disturbing your other tenants as well as the neighborhood. On the other hand, maybe they are the kind of tenant who is destructive and damages the property. This can make the process rather long and tedious. More

Get answers to your health benefits challenges!

By: Thomas J. Hartfield Insurance Views: 5103 | Comments: 1 | Votes: 0

Thomas J. Hartfield

At Hartfield Financial&Insurance Services, Inc, we’re focused on giving you access to the information you need to make the right decisions:Health benefits costs. Employee productivity. Compliance. What keeps you up at night? Every small business has its challenges, especially when it comes to health benefits. We’d like to know yours. More

Buy D&O Directors Officers Coverage

By: Jim Kaz Insurance Views: 4142 | Comments: 0 | Votes: 1

Jim Kaz

The group includes public, private and nonprofit companies. One-quarter of public companies and 14% of private/nonprofit organizations said they increased their D&O limits of liability. More

In product liability insurance, what is Negligence?

By: Jim Kaz Insurance Views: 3978 | Comments: 0 | Votes: 1

Jim Kaz

In order for you to be found "negligent" in the design, manufacture and/or distribution of your product, the following must occur. - First, it must be shown that you had a "duty owed" to another party. Simply marketing your product to a customer is generally all that is needed to demonstrate that duty. - Second, there must be a breach of that duty. No one expects you to be perfect. More

Alert! No Extension to December 15 Open Enrollment Deadline

By: Thomas J. Hartfield Insurance Views: 3604 | Comments: 1 | Votes: 1

Thomas J. Hartfield

Alert! No Extension to December 15 Open Enrollment Deadline Plan selection deadline for Jan 1 coverage start date is fast approaching. Must enroll&make plan selection by 11:59pm Dec 15, 2015 for coverage to be effective on Jan 1, 2016. There will be no extensions to this deadline. More