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Alert! No Extension to December 15 Open Enrollment Deadline

By: Thomas J. Hartfield Insurance Views: 4035 | Comments: 1 | Votes: 1

Thomas J. Hartfield

Alert! No Extension to December 15 Open Enrollment Deadline Plan selection deadline for Jan 1 coverage start date is fast approaching. Must enroll&make plan selection by 11:59pm Dec 15, 2015 for coverage to be effective on Jan 1, 2016. There will be no extensions to this deadline. More

No Health Insurance? Affordable Medical Coverage Is Available

By: DRuthven Insurance Views: 3970 | Comments: 0 | Votes: 2

DRuthven

You have no health insurance. Now what? Well…of course, don’t get sick and stay out of the hospital! That might work for a short period of time but you will need a long-term solution to your problem. If you have a major health issue and are uninsurable, then your state may have an “Open Enrollment” option that would be worth investigating. This form of policy is inexpensive. More

You Don't Have To Pay An Arm And A Leg For Your Auto Insurance

By: DRuthven Insurance Views: 3957 | Comments: 3 | Votes: 1

DRuthven

If you own a car, you're needed by law to have a car insurance policy. However, car insurance isn't regulated and because of this, you will find many auto insurance carriers that you simply buy car insurance from. You will find two main sources to search for automobile insurance: on-line and in an actual insurance agency. The web is also great because you can get a fast insurance quote. More

Tips for saving on your car insurance

By: Academix Insurance Views: 3955 | Comments: 0 | Votes: 0

Academix

Recently I received an invoice from my car insurance company requesting a payment. At that time I realized that it was over 4 years since I requested current rate information. I started wondering if they have better rates now or whether some other company offers better pricing. The next step took some time. Good luck! More

Who Should You Buy Your Insurance From?

By: DRuthven Insurance Views: 3930 | Comments: 1 | Votes: 1

DRuthven

Who should you buy your insurance from? An experienced local agent? A national website? Your Uncle Bob who sells insurance part time? A large independent insurance agency? There really isn’t a right answer. But the most important factor is to find a source you can trust that will provide you the best rates. A local experienced broker is often your best option. Best Company. More

Auto Insurance - What Factors Affect Rates?

By: Academix Insurance Views: 3870 | Comments: 0 | Votes: 0

Academix

Auto insurance companies use many factors when then calculate your premiums. Some of these factors are under your control, and some you are powerless to change. Learning about what these factors are can help you understand where your insurance premiums come from, and enable you to change some factors if necessary to save money. Because of this, insurance for these types of cars is high. More

Health Savings Account (HSA) Information For 2012

By: DRuthven Insurance Views: 3824 | Comments: 0 | Votes: 1

DRuthven

The IRS has officially determined the 2012 Health Savings Account (HSA) and High Deductible Health Plan (HDHP) maximum contribution amounts. This affects existing HSA account holders and any individual or family that purchases this type of health care in 2012. If used for qualified expenses, your deposits are tax-deductible and continue to accumulate year after year. More

Ohio's Best Health Insurane Options

By: DRuthven Insurance Views: 3555 | Comments: 0 | Votes: 1

DRuthven

The best health insurance in Ohio. What is the best? The lowest cost? The best benefits? The largest health insurer? The quickest to pay claims? Perhaps the answers (that’s right….more than one answer) are a little of everything just mentioned.   There are hundreds of Ohio medical insurance plans available to residents. The concept is simple. Now, that’s simple and easy! More

Health Care Reform or Welfare Program - Who Pays the Bill?

By: Steve Selengut Insurance Views: 3549 | Comments: 0 | Votes: 0

Steve Selengut

The White House has released another of its health care reform clarification emails--- there will be more. It seems strange to me that the focus is on insurance coverage rather than on the spiraling costs of health care itself. But why should they care? This is Robin Hood politics, not business. Why do we continue to re-elect them is a far better question. to assure that this happens. More

The Ins and Outs of Home Insurance

By: Goran Jovanovic Insurance Views: 3333 | Comments: 0 | Votes: 0

Goran Jovanovic

Your home is likely your most valuable asset, so naturally, you want to protect it. But homeowners insurance can be complicated. You want to avoid paying too much for coverage you don't need, but you shouldn't leave yourself vulnerable to loss either. Here are some secrets of the home insurance business that may help you save without risking your home. Know the value of your home. More