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A Little Organization Can Save a Lot of Money

By: Russell Wild Personal Finance Views: 3415 | Comments: 0 | Votes: 0

Russell Wild

Do you find that money “slips through your fingers” or you’re constantly surprised it runs out before the month ends? That might be a signal that you earn too little, spend too much—or maybe you’re simply disorganized.   “Spending time taking care of finances is an investment just like putting away cold cash,” Wild said.   -Bill paying: Does your system work? More

Homeowners warned of property tax scams

By: Sanda Hnatjuk-Bahic Real Estate Views: 3409 | Comments: 0 | Votes: 0

Sanda Hnatjuk-Bahic

Homeowners warned of property tax scams   Firms offer re-evaluations – for a fee. By ANDREW GALVIN THE ORANGE COUNTY REGISTER February 14, 2009    Attorney General Jerry Brown is warning California homeowners to beware of scam artists offering to help cut your property tax bill for a fee. More

How much Tax Credit can I receive?

By: Sanda Hnatjuk-Bahic Real Estate Views: 3406 | Comments: 1 | Votes: 1

Sanda Hnatjuk-Bahic

How much Tax Credit can I receive? · A State of California tax credit of 5% of the sale price, up to $10,000, is now being offered to qualifying people purchasing newly constructed, previously unoccupied homes. · A Federal tax credit of 10% of the sale price, up to $8,000, is now being offered to qualifying first-time homebuyers. Does how much I earn affect my qualifications? More

2009, A Year of Opportunity

By: Mark Goldman Home Loans Views: 3401 | Comments: 0 | Votes: 0

Mark Goldman

2009 is a Year of Opportunity"Adversity breeds opportunity." Remember what Warren Buffett says; "buy when others are fearful and sell when others are greedy."Contact me if I can help with your plans.Mark Goldman, CMPSSan Diego, CAloanguy@markgoldman.com(858) 487-1875 More

Is Curb Appeal Driving Your Home Buyers Away?

By: Bruce Swedal Real Estate Views: 3391 | Comments: 0 | Votes: 0

Bruce Swedal

Don’t make your homes first impression be its last. Learn how to improve its Curb Appeal! When it comes to selling your Denver area home, first impressions are a big factor. If your home is missing out on Curb Appeal, you are fighting an uphill battle with getting your Denver area home sold. Over 80% of today’s home buyers start their home search on the internet. So what do you do? More

Do I Need Disability Income Insurance?

By: Ugen Peden Financial Planning Views: 3377 | Comments: 0 | Votes: 0

Ugen Peden

  Although most of us are aware of the need for health insurance coverage when determining our risk-management needs, many of us fail to consider the possibility that we could become disabled. A disability income insurance policy can help replace income lost because of an injury or illness. Without the appropriate coverage, a disability could spell financial disaster. More

Mortgage Modifications

By: Goran Jovanovic Home Loans Views: 3373 | Comments: 0 | Votes: 0

Goran Jovanovic

Many homeowners tackle household repairs and improvement projects themselves to save money. Yet when it comes to updating their mortgages, these same do-it-yourselfers may not even consider it. Why? Modifying your mortgage can save money, and it's not difficult. Here's how: A loan modification is simpler than refinancing. When modifying your mortgage, be sure to shop around. More

Tax Deductions When Getting a Mortgage

By: Bill Gassett Financial Planning Views: 3372 | Comments: 0 | Votes: 1

Bill Gassett

HTML clipboard Tax Deductions to Remember When Getting a Home Loan When borrowing money to buy a home, there are certain deductions that you are afforded by the ole tax man that you should be aware of come tax time in April. For those that don't know a point is 1% of the loan amount. On a $200,000 mortgage a point would equal $2000.00. More

The Ins and Outs of Home Insurance

By: Goran Jovanovic Insurance Views: 3363 | Comments: 0 | Votes: 0

Goran Jovanovic

Your home is likely your most valuable asset, so naturally, you want to protect it. But homeowners insurance can be complicated. You want to avoid paying too much for coverage you don't need, but you shouldn't leave yourself vulnerable to loss either. Here are some secrets of the home insurance business that may help you save without risking your home. Know the value of your home. More

Flood Insurance

By: Heather Nieves Insurance Views: 3353 | Comments: 0 | Votes: 0

Heather Nieves

Flood insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris clean-up and floor surfaces (like carpeting and tile), your investment is protected by a flood insurance policy, something that your homeowners policy does not offer. Having flood insurance gives you many benefits. 203.323.4949 More