Personal Finance Blog - Spreading Financial Independence. Guest Bloggers Are Welcome

Guest Bloggers Are Welcome

Hefty tax bill may hit those who lost home

By: File Your Taxes Online Tax Planning Views: 3776 | Comments: 0 | Votes: 0

San Diegans who have lost their homes through foreclosure or short-sales thought they had emerged from the dark times and could start rebuilding their lives. Then the state tax man came calling. With less than six weeks before taxes are due, an estimated 16,000 former homeowners statewide will owe $15 million in extra income taxes this year and $29 million through 2012. H.D. 1, 2009. More

Defeating Credit Card Debt With Self Control

By: Art Of Saving Banking Views: 3747 | Comments: 0 | Votes: 0

Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very easy to see it purely as an individual problem, one from which you may be suffering both physically and mentally. More

Getting a Cash Loan for a Car Title – Is it Possible?

By: Acartitleloan Auto Loans Views: 3740 | Comments: 1 | Votes: 1

If you need cash in a hurry, you may be wondering what the best method to get this cash is. If you are the owner of car, you can use the value of that car to get cash. All you need is the car title! That’s right, you can get a cash loan for a car title in many, but not all, states. It is quite easy to get a car title loan. You also don’t need good credit. More

Looking for A Quality Home For Less? Go Manufactured!

By: Art Of Saving Real Estate Views: 3705 | Comments: 0 | Votes: 0

The manufactured home building process is quite unique, from the start of the home within a factory until it’s delivered at its new location – your land! This is very important because, if your house was built with wet materials, it could compromise the structural integrity of your home – leading to costly repairs and a lower resale value. More

Workers comp assessments 5 times higher for N.Y. state employers.

By: Jim Kaz Business Loans Views: 3703 | Comments: 0 | Votes: 0

New York state employers pay nearly five times more in workers compensation insurance premium assessments than the average in other states, according to a Workers’ Compensation Policy Institute report.Most states impose similar surcharges on employers t More

Selecting a Good Trustee. Factors to Consider When Choosing a Trustee.

By: Rocco Beatrice Estate Planning Views: 3697 | Comments: 0 | Votes: 0

When selecting a Trustee the most important qualities are honesty, stability, dependability, organization, financial experience, and ability to devote time and energy on an impartial basis for the benefit of all Beneficiaries. A trust that is created at death by virtue of a will, is referred to as a Testamentary Trust by the “Testator" (the dead guy). Location of the assets. More

Credit Card Traps

By: Academix Banking Views: 3695 | Comments: 0 | Votes: 0

One pitfall of credit cards is the cash advance. Most credit cards will issue you a Personal Identification Number (PIN) so that you can withdraw cash at any ATM, just like a debit or bank card. Although the convenience is great, so is the cost. Cash advances from credit cards rarely, if ever, have a repayment grace period. They only read the minimum payment due, and maybe the balance. More

Data show mortage mess not so grave

By: Kenneth R. Harney Home Loans Views: 3693 | Comments: 0 | Votes: 0

Just how bad is the foreclosure situation? In some states, the mortgage crisis is particularly severe. In Ohio, 5.2 percent of all home loans are now either three months past due or somewhere in the process of foreclosure. Michigan and Indiana are not far behind. In Michigan alone, one of every 100 houses saw foreclosure actions initiated in the three-month period covered by the survey. More

Research Is The Key To Best Personal Auto Finance Deal

By: Frugal World Auto Loans Views: 3689 | Comments: 0 | Votes: 0

Auto financing has emerged as a growing sector in the loan industry. The basic reason is that an automobile is considered as a necessity whether it’s for personal purpose or business purpose.Due to inflation and growing prices of an automobile, it is quite obvious that the person needs financial assistance in order to purchase an automobile. More

Military homeowners benefit under latest tax-credit legislation

By: Lew Sichelman Home Loans Views: 3688 | Comments: 0 | Votes: 0

Reporting from Washington - The United States tries to take care of its warriors, a tradition that Congress has continued in little-known sections of the latest home buyer tax credit legislation and one of the government’s main programs to help military owners who must sell their houses for less than what they owe. 1, 2009, and April 30, 2010. 1, 2006, and Sept. More