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Correcting Credit Reports

By: Art Of Saving Banking Views: 5575 | Comments: 0 | Votes: 0

Art Of Saving

It is very important to get a copy of your credit report from each of the three major credit bureaus at least once a year to check for any errors. Errors on credit reports are common, but can usually be corrected fairly easily without seeking outside help. Make sure you keep a copy for your records. Agencies are required by law to respond to your inquiry within 30 days. Address. More

Mason Baxter: Euro Banks to Allocate More Funds to Cover Bad Debt

By: 1888pressrelease.com Banking Views: 5119 | Comments: 2 | Votes: 1

1888pressrelease.com

1888 PressRelease - Mason Baxter: ECB to come up with new strategies to tackle existing bad debt in Europe.As of 2018, the European Central Bank will request that euro zone financial institutions allocate more funds to cover bad debt. Bad loans are negatively affecting bank balance sheets and lending is suffering as a result. More

Credit reports and FICO scores

By: Peter Suhai Banking Views: 4443 | Comments: 0 | Votes: 0

Peter Suhai

Knowing your FICO score can help you save money on a car or home loan. The first step is to know what is in your credit report. You can obtain this information free by going to http://www.AnnualCreditReport.com. You are entitled to a free credit report from each of the three national credit bureaus (Equifax, Experian and TransUnion) once every 12 months. More

Credit reports and FICO scores

By: Peter Suhai Banking Views: 4190 | Comments: 0 | Votes: 0

Peter Suhai

Knowing your FICO score can help you save money on a car or home loan. The first step is to know what is in your credit report. You can obtain this information free by going to http://www.AnnualCreditReport.com. You are entitled to a free credit report from each of the three national credit bureaus (Equifax, Experian and TransUnion) once every 12 months. More

Fair Debt Collection

By: Frugal World Banking Views: 3934 | Comments: 0 | Votes: 0

Frugal World

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." Of course, the law does not erase any legitimate debt you owe. What debts are covered? Personal, family, and household debts are covered under the Act. More

Sapporo International: Bank of Japan Faces Growing Concern

By: 1888pressrelease.com Banking Views: 3860 | Comments: 0 | Votes: 0

1888pressrelease.com

The members agreed that the expectation of an increase to 2 percent inflation was reasonable.An analyst at Tokyo, Japan based wealth management firm Sapporo International stated that the BoJ now anticipates that inflation will reach the targeted 2 percent at some point in the fiscal year that ends in March 2020. More

Will Inquiries Lower Your Credit Score?

By: WiseSaver Banking Views: 3566 | Comments: 0 | Votes: 0

WiseSaver

What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The "inquiry" is then reported to the credit bureaus and shows up on your credit report.Does this affect your credit rating or score?Yes, it does. You should view your report at least once a month. More

Defeating Credit Card Debt With Self Control

By: Art Of Saving Banking Views: 3333 | Comments: 0 | Votes: 0

Art Of Saving

Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very easy to see it purely as an individual problem, one from which you may be suffering both physically and mentally. More

Credit Card Traps

By: Academix Banking Views: 3261 | Comments: 0 | Votes: 0

Academix

One pitfall of credit cards is the cash advance. Most credit cards will issue you a Personal Identification Number (PIN) so that you can withdraw cash at any ATM, just like a debit or bank card. Although the convenience is great, so is the cost. Cash advances from credit cards rarely, if ever, have a repayment grace period. They only read the minimum payment due, and maybe the balance. More

Credit Card Loss Protection Offers: They're the Real Steal

By: Peter Suhai Banking Views: 3055 | Comments: 0 | Votes: 0

Peter Suhai

"I got a call from a woman who said I need credit card loss protection insurance. I thought there was a law that limited my liability to $50 for unauthorized charges. But she said the law had changed and that now, people are liable for all unauthorized charges on their account. Is that true?" Don't buy the pitch - and don't buy the "loss protection" insurance. and abroad. More