By: WiseSaver Banking Views: 3929 | Comments: 0 | Votes: 0
What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The "inquiry" is then reported to the credit bureaus and shows up on your credit report.Does this affect your credit rating or score?Yes, it does. You should view your report at least once a month. More
By: Kenneth R. Harney Home Loans Views: 3926 | Comments: 0 | Votes: 0
A federal agency is moving to prohibit controversial "private transfer fees" on all mortgages funded by Fannie Mae and Freddie Mac. But its proposed ban might extend to transfer fees routinely collected by community associations across the country -- potentially forcing some of them to raise assessments on thousands of unsuspecting homeowners. Edward J. Kenneth R. More
By: Tax Advisors Tax Planning Views: 3922 | Comments: 0 | Votes: 0
Education Credits The American Recovery and Reinvestment Act of 2009 introduced significant changes to education credits. American Opportunity Credit (AOC) – This credit modifies the existing Hope Credit for tax years 2009 and 2010, making the Hope Credit available to a broader range of taxpayers, including many with higher incomes and those who owe no tax. More
By: Steven Leibold, EA Tax Planning Views: 3922 | Comments: 0 | Votes: 0
Donating property to charity can be a good way for you to help the less fortunate while you cut your own tax bill. Be aware of the advantages and disadvantages of donating property to charity. Here are some suggestions if you're planning to donate property. If the property has declined in value since you bought it, sell the property and donate the cash to charity. Steven C. More
By: 1888pressrelease.com Real Estate Views: 3910 | Comments: 1 | Votes: 1
1888PressRelease- With "Digital Viewing" Always Live on Site - Even From a Distance.The Berlin-based company Accord Estates GmbH is revolutionizing the international real estate market with the introduction of its new "digital viewing service". Many investors have busy schedules, or may have to cancel a viewing at short notice. More
By: Todd Sullivan Home Loans Views: 3902 | Comments: 0 | Votes: 0
If we are going to freeze subprime interest rates at their original rate for the next 5 years, I pose the following question:We bought our house one year ago with a 30 year fixed mortgage. Why? We thought rates were going up and the ARM's that were being offered were 3 year ARM's at about a point lower than ours ended up being. Do you rush out and buy him a new one? Hell no! More
By: NCR Credit Plus Credit Repair Views: 3900 | Comments: 0 | Votes: 0
You may not even know all the different ways that your credit score can affect you over your life. But there’s an invisible industry that collects information about your financial history, and it will keep popping up to surprise you again and again. Here’s a list of the top situations where a bad credit score could really come back to bite you. * Employers. * Getting a car loan. More
By: Academix Insurance Views: 3897 | Comments: 0 | Votes: 0
Auto insurance companies use many factors when then calculate your premiums. Some of these factors are under your control, and some you are powerless to change. Learning about what these factors are can help you understand where your insurance premiums come from, and enable you to change some factors if necessary to save money. Because of this, insurance for these types of cars is high. More
By: Velizara Petrova Real Estate Views: 3855 | Comments: 0 | Votes: 1
Twenty years ago, few Brits would have been able to find Bulgaria on a map, let alone tell you anything about the country. Today, hundreds of Brits own property there and thousands more visit this Balkan gem every year. Bulgaria also has an enviable stretch of coastline along the Black Sea which attracts both holidaymakers and those looking to buy property in Bulgaria alike. More
By: Kerry Freeman EA Tax Planning Views: 3851 | Comments: 0 | Votes: 0
How protected is your personal tax information? It is tax season and you have all your records tied up in files and boxes and you drag them to you tax preparer. But what does that person due to keep your personal information safe? Identity theft is at record levels across the nation. Not all tax preparers are equal and some are down right crooks. Mr. Mr. More
