By: NCR Credit Plus Credit Repair Views: 3153 | Comments: 0 | Votes: 1
The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.The rate, published Thursday by Freddie Mac, is the lowest since the mortgage finance company began tracking the data in 1971. More
By: NCR Credit Plus Credit Repair Views: 3151 | Comments: 0 | Votes: 1
Owners with negative equity of 10% or less rarely default, according to researchers from the graduate schools of business at the University of Chicago’s Booth School of Business and Northwestern University. In "Underwater and Not Walking Away: Shame, Fear and the Social Management of the Housing Crisis," University of Arizona law school professor Brent T. More
By: Roxyrohit Auto Loans Views: 3139 | Comments: 0 | Votes: 0
Finding affordable insurance in the state of Arizona may not be as difficult as you think as long as you are armed with a bit of insurance information. If you know how the insurance companies think, it will be easier to present your home in a way favorable to your insurer. They have found that policyholders with poor credit tend to put in more claims than policyholders with good credit. More
By: NCR Credit Plus Credit Repair Views: 3108 | Comments: 0 | Votes: 1
Every day, millions of Americans stand at store checkout counters and make a seemingly random decision: after swiping their debit card, they choose whether to punch in a code, or to sign their name. Mitch Goldstone, in his digital photo-processing shop in Irvine, Calif., is part of a suit against Visa and MasterCard. Competition, of course, usually forces prices lower. More
By: Art Of Saving Home Loans Views: 3108 | Comments: 0 | Votes: 0
A home equity line of credit means a homeowner can use his home as collateral for a loan. In other words, your home can be a source of credit to pay for education, purchase of a car, retirement plans or improvement of home. The bank or the institution will provide you the detailed information as to how you can make use of HELOC. Interest rates are subject to change now and then. More
By: Art Of Saving Estate Planning Views: 3074 | Comments: 0 | Votes: 0
You've done your shopping, found a beautiful, functional home close to everything you need, and your offer has just been accepted. Before you close the deal, here are a few things to consider.Unlike renting in which you pay in advance for the upcoming month, a mortgage is paid "in arrears". Say, for example, you close a sale on June 29th. More
By: Frugal World Home Loans Views: 3055 | Comments: 0 | Votes: 0
Relative to the growth in home prices over the last few decades, Americans are earning less and therefore they are saving less. PMI is a financial guaranty that protects the lender against any loss in the event the borrower should default as well as allowing the borrower to make a lower down payment. Such mortgages are increasingly in demand in today's home market. More
By: Bill Gassett Real Estate Views: 3038 | Comments: 0 | Votes: 1
Energy Saving Tips for the Winter Months It is no secret that energy prices have been high all year but thankfully have dropped quite a bit as we head into the Winter months. There are of course plenty of things you can do to save additional $$$ and conserve energy this Winter. For me it is easy because I am at work selling Real Estate all day. Over time the saving can add up. More
By: Alan D. Fisher Commercial Lending Views: 3037 | Comments: 0 | Votes: 0
-Assisted living facilities/Skilled care/Nursing homes-Apartment buildings/complexes(refinancing, constructions, and purchase). The bigger the better.-Multi-family developments (think town homes) that are rental properties or construction. Retirement funds (401ks, pensions, etc), do not qualify for this program. No principal amortization or loan prepayment. More
By: WiseSaver Banking Views: 3032 | Comments: 0 | Votes: 0
Prepaid credit cards are becoming increasingly popular. The problem is that greedy financial scoundrels have noticed this popularity increase and are trying to get in on the action. If you're considering getting one or two prepaid credit cards, there are a few things you need to know.1. The Good, The Bad and The UglyLike most financial tools, not all prepaid credit cards are equal. More
