Personal Finance Blog - Spreading Financial Independence. Guest Bloggers Are Welcome

Guest Bloggers Are Welcome

Compelling Reasons to Rollover Your Company Plan Money to an IRA

By: Art Of Saving Investments Views: 2782 | Comments: 0 | Votes: 0

1) The best case for an IRA rollover is the ability to keep the money growing tax-deferred for your beneficiaries. Many company retirement plans do not allow this strectch option even though the IRA rules permit it. So instead, your former company plan could pay your beneficiaries the entire dollar amount of your account in one year or five years at best. More

WHY BULGARIA

By: Velizara Petrova Real Estate Views: 2779 | Comments: 0 | Votes: 0

[1] Euro-Mediterranean association agreements with Algeria, Tunisia, Morocco, Israel, West Bank and the Gaza Strip, Jordan, Lebanon, Syria[2] Trade preferences to products originating from Albania, Bosnia and Herzegovina, Croatia, Kosovo, Macedonia, Montenegro and Serbia until 31 Dec. More

Different Demographic, Better Results

By: Alan D. Fisher Real Estate Views: 2762 | Comments: 0 | Votes: 0

As explained in the last issue, seller financing can be an extremely useful option to sell a house in a slow real estate market. Unconventional private lending is a great way to increase the overall sales closing ratio. When the property owner is willing to "carry back" a note, it is often possible to obtain a higher selling price and reduce the time needed to find a buyer. More

Hey U.S., welcome to the Third World!

By: Rosa Brooks Personal Finance Views: 2647 | Comments: 0 | Votes: 0

Dear United States, Welcome to the Third World! It's not every day that a superpower makes a bid to transform itself into a Third World nation, and we here at the World Bank and the International Monetary Fund want to be among the first to welcome you to the community of states in desperate need of international economic assistance. The U.S. should accept some monitoring by the IMF." More

Why Do You Need A Buyers Agent in Southeastern Wisconsin ?

By: Sally K. Hanson Real Estate Views: 2647 | Comments: 0 | Votes: 0

We recently had a conversation with a FSBO.....or make that a "Would Be" FSBO that we rescued by supplying a buyer...he had already bought a house and was coming close to having double mortgage payments. He understood that realtors in Wisconsin were "agents of the seller." I say "usually" because I have heard of agents who charge,....and buyers who pay needlessly. More

Selling Your Home can be done QUICKLY on a Lease Option in this CREDIT STARVED Market

By: Brian Gibbons Real Estate Views: 2643 | Comments: 0 | Votes: 0

Painful notice: credit card payment hiking

By: NCR Credit Plus Credit Repair Views: 2637 | Comments: 0 | Votes: 1

Q: Dear Debt Adviser, I have paid off most of my credit cards in the last few months. I still have a debt with one creditor for $23,000 that I have been paying on time, and I always pay more than the minimum. I just received a notice that the minimum credit card payment is going to be increased to 5 percent of the balance, starting in August. What should I do? More

Have you over looked these 2006 tax deductions?

By: Academix Tax Planning Views: 2637 | Comments: 0 | Votes: 0

Telephone tax refund – This is a one-time refund and many taxpayers are not aware of its existence. Married couples, with no children, can receive a $40 refund. Those with one child can claim $50 & those with two, $60. If you kept your phone bills for the last three years and the telephone excise tax on your invoices exceeds these credits, you can apply the actual amount. More

Termites, How to prevent termite damage/costs?

By: Academix Real Estate Views: 2602 | Comments: 0 | Votes: 0

The best way to avoid huge expenses and protect your home from termites is prevention. Here is what you can do: fill in all cracks in foundation walls no matter how small they are; repair or replace leaking faucets and pipes; check if the sprinkler system is hitting outside walls; do not attach planters to exterior walls. More

How Do the Credit Bureaus Interpret Your Score ?

By: NCR Credit Plus Credit Repair Views: 2572 | Comments: 0 | Votes: 1

You may have worried many times about what your score is, and how to keep it at the optimal level. Do you however, know how the credit bureaus interpret or calculate your score? This is why it's extremely important for you to pay your bills on time. Every time you are late with a payment, you are hurting your score. Your credit history accounts for 15% of your score. More