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What Information should your Tax Preparer Disclose.

By: Kerry Freeman EA Tax Planning Views: 4625 | Comments: 0 | Votes: 0

Kerry Freeman EA

With many offices doing multiply services, Taxes, Insurance, Financial Products. What protection does the taxpayer have to the confidentially of his or her information.   Under the Internal Revenue Code (IRC) sec 6713, If any person who is engaged in the business of preparing, or providing services in connection with the preparation of a tax return. Mr. Mr. Mr. More

Woman battles bank giants over faulty foreclosure

By: Mark Goldman Home Loans Views: 4587 | Comments: 0 | Votes: 0

Mark Goldman

DENVER (MarketWatch) — Caylin Crawford found herself out of work after a snowboarding accident and went to U.S. Bank for some help with her mortgage.   The 24-year-old homeowner said she was up-to-date on her monthly payments in January 2011 when she called to ask about loan-modification options. But the bank didn’t modify her loan. Instead, it foreclosed on her home. U.S. More

American Express Hates Their Customers

By: Mark Goldman Credit Repair Views: 4587 | Comments: 0 | Votes: 0

Mark Goldman

This is an addenda to my recent rant on American Express "Leave Home Without It" article.  I just got my statement with a "Notice of Changes to Your Account".  If you have an American Express Card, you may be interested in the ways that company gets to unilaterally change their terms and increase your costs and reduce your options as their customer. More

Guide to offshore banking in 2010

By: Telecom Advisor Personal Finance Views: 4575 | Comments: 0 | Votes: 0

Telecom Advisor

2010 is set to be significant year for the respective banking industries of many countries around the world.  In the UK customers look set to find the best savings deals, and banks are predicted to make moves to re-establish trust with savers more eager to switch to new accounts and new providers.  So how is the offshore savings sector likely to change? More

Buy D&O Directors Officers Coverage

By: Jim Kaz Insurance Views: 4557 | Comments: 0 | Votes: 1

Jim Kaz

The group includes public, private and nonprofit companies. One-quarter of public companies and 14% of private/nonprofit organizations said they increased their D&O limits of liability. More

Lawsuit seeks to break a deep freeze in credit.

By: Kenneth R. Harney Home Loans Views: 4553 | Comments: 0 | Votes: 0

Kenneth R. Harney

Picture this nightmare financial scenario: You've taken out a $150,000 home-equity credit line to remodel your house, you've already pulled out thousands to pay contractors and owe thousands more, when suddenly you get a curt letter from the bank. Effective yesterday, it says, we've shut down access to your credit line. You're in shock. The bank later reinstated the owner's credit line. More

Addition to the New CA Short Sale Laws

By: Mary Ellen Wilson Real Estate Views: 4552 | Comments: 0 | Votes: 1

Mary Ellen Wilson

Addition to the New CA Short Sale Laws Video There is a new California law that will protect homeowners while pursuing short sales by prohibiting first and secondary lien holders from going after sellers for money owed after the short sales close. This new law, which became effective immediately, now prohibits secondary lien holders from pursuing deficiencies after a short sale closes. More

New Housing Tax

By: Kenneth R. Harney Tax Planning Views: 4545 | Comments: 0 | Votes: 1

Kenneth R. Harney

When the U.S. Supreme Court upheld the health care reform law on federal tax grounds, it restoked a housing issue that had been relatively quiet for the past year: the alleged 3.8 percent “real estate tax” on home sales beginning in 2013 that is buried in the legislation. A sample: “Did you know that if you sell your house after 2012 you will pay a 3.8 percent sales tax on it? More

Retire This Year

By: WiseSaver Retirement Planning Views: 4529 | Comments: 0 | Votes: 0


How many times have you been at work thinking that you would love to just retire now? Maybe you really love what you do but are tired of making a fraction of what your boss collects for the work you do and are just ready to call it quits. No matter what your reason for wanting to retire now, there might be an answer. Most people do not even realize how many of these jobs are available. More

Credit reports and FICO scores

By: Peter Suhai Banking Views: 4512 | Comments: 0 | Votes: 0

Peter Suhai

Knowing your FICO score can help you save money on a car or home loan. The first step is to know what is in your credit report. You can obtain this information free by going to You are entitled to a free credit report from each of the three national credit bureaus (Equifax, Experian and TransUnion) once every 12 months. More