By: Marie Garcia Financial Planning Views: 5415 | Comments: 1 | Votes: 0
It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More
By: Thomas J. Hartfield Insurance Views: 5373 | Comments: 1 | Votes: 0
At Hartfield Financial&Insurance Services, Inc, we’re focused on giving you access to the information you need to make the right decisions:Health benefits costs. Employee productivity. Compliance. What keeps you up at night? Every small business has its challenges, especially when it comes to health benefits. We’d like to know yours. More
By: Betty J. Zak Personal Finance Views: 5335 | Comments: 1 | Votes: 0
Do you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. The answer is a resounding…yes. So, we need to exercise that same care and control with our money. Step 1: Create a “0” based budget. L. More
By: Art Of Saving Financial Planning Views: 5301 | Comments: 0 | Votes: 4
Flying solo Single people have different retirement planning priorities By Dave Carpenter ASSOCIATED PRESS 2:00 a.m. October 18, 2009 Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More
By: Sharman Real Estate Views: 5301 | Comments: 0 | Votes: 0
The Blessings of Homeownership!By Sharman G. You Establish Credit: Homeownership allows you to establish financial trustworthiness. Your continuous payment on a mortgage will raise your credit rating, and will assist you in the future when you apply for other loans. 2. You pay yearly property taxes. More
By: Matt Taibbi Personal Finance Views: 5296 | Comments: 0 | Votes: 1
I have a feature in the new issue of Rolling Stone called "Secrets and Lies of the Bailout," which focuses in large part on the seemingly intentional policy of deception in the government's rescue of the financial sector. Proponents of the bailouts will say that whatever the government did, it worked. As a result, George Hartzman and his clients got creamed. "George was different. More
By: Kenneth R. Harney Home Loans Views: 5287 | Comments: 0 | Votes: 0
You may have seen reports that the federal government is proposing new mortgage-finance rules under which only home purchasers who can afford a minimum 20 percent down payment on a conventional loan would get a shot at the best available interest rates and terms. Freddie Mac, for example, has an overall debt-ratio limit of 45 percent of an applicant's stable monthly income. Tough. More
By: Kerry Freeman EA Tax Planning Views: 5250 | Comments: 0 | Votes: 0
Remember, not all tax preparers are created equal. So, when shopping around, ask yourself a few important questions: 1. While you may never need to be represented in an audit or collection, it is important to find a qualified tax professional to prepare and file your return. Enrolled agents are qualified tax professionals. 2. More
By: Steven Leibold, EA Tax Planning Views: 5208 | Comments: 0 | Votes: 0
While the majority of Americans get a tax refund each year, there are many who owe tax and some who can’t pay what they owe all at once. If you find yourself in the position of owing taxes, there are a number of ways to deal with the issue: Get a Loan to Pay the Balance – If you owe the IRS and don’t pay on time, they will assess interest and penalties. More
By: Tax Advisors Tax Planning Views: 5139 | Comments: 0 | Votes: 1
If the tax cuts are allowed to expire at the end of the year, stock dividends will be subject to a much higher tax. Right now, the tax on stock dividends typically is a maximum 15%. But if the Bush tax cuts expire and we revert to previous levels, dividends would be subject to an income-tax rate of as much as 39.6%. More
