Blog

Guest Bloggers Are Welcome

Add Blog

Moving expense can save you on taxes.

By: Kerry Freeman EA Tax Planning Views: 5992 | Comments: 0 | Votes: 0

Kerry Freeman EA

Moving expense can save you on taxes. With so many people moving in and out of Phoenix, many people wonder if there is any tax saving with the move. Kerry Freeman, EA of the Central Arizona Chapter of Enrolled Agents (CACEA) shows you ten things you need to know about moving expenses. But no two moves are alike, and there are several tests you must meet to claim the deductions. Mr. More

Home Foreclosure and Debt Cancellation

By: Tax Advisors Tax Planning Views: 5968 | Comments: 0 | Votes: 0

Tax Advisors

Home Foreclosure and Debt Cancellation The Mortgage Forgiveness Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for this relief. More

Get answers to your health benefits challenges!

By: Thomas J. Hartfield Insurance Views: 5964 | Comments: 1 | Votes: 0

Thomas J. Hartfield

At Hartfield Financial&Insurance Services, Inc, we’re focused on giving you access to the information you need to make the right decisions:Health benefits costs. Employee productivity. Compliance. What keeps you up at night? Every small business has its challenges, especially when it comes to health benefits. We’d like to know yours. More

3 Tips how the university students should manage their finances

By: Marie Garcia Financial Planning Views: 5938 | Comments: 1 | Votes: 0

Marie Garcia

It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More

Do you owe the IRS money?

By: Steven Leibold, EA Tax Planning Views: 5896 | Comments: 0 | Votes: 0

Steven Leibold, EA

While the majority of Americans get a tax refund each year, there are many who owe tax and some who can’t pay what they owe all at once. If you find yourself in the position of owing taxes, there are a number of ways to deal with the issue: Get a Loan to Pay the Balance – If you owe the IRS and don’t pay on time, they will assess interest and penalties. More

Proposed new mortgage rules may spell trouble for homebuyers

By: Kenneth R. Harney Home Loans Views: 5875 | Comments: 0 | Votes: 0

Kenneth R. Harney

You may have seen reports that the federal government is proposing new mortgage-finance rules under which only home purchasers who can afford a minimum 20 percent down payment on a conventional loan would get a shot at the best available interest rates and terms. Freddie Mac, for example, has an overall debt-ratio limit of 45 percent of an applicant's stable monthly income. Tough. More

Care About and Control Your Money: 7 Steps to Success

By: Betty J. Zak Personal Finance Views: 5874 | Comments: 1 | Votes: 0

Betty J. Zak

Do you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. The answer is a resounding…yes. So, we need to exercise that same care and control with our money. Step 1: Create a “0” based budget. L. More

Single people have different retirement planning priorities

By: Art Of Saving Financial Planning Views: 5869 | Comments: 0 | Votes: 0

Art Of Saving

Flying solo Single people have different retirement planning priorities By Dave Carpenter ASSOCIATED PRESS 2:00 a.m. October 18, 2009 Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More

The Blessings of Homeownership!

By: Deleted Profile Real Estate Views: 5825 | Comments: 0 | Votes: 0

Deleted Profile

The Blessings of Homeownership!By Sharman G.   You Establish Credit: Homeownership allows you to establish financial trustworthiness. Your continuous payment on a mortgage will raise your credit rating, and will assist you in the future when you apply for other loans. 2.            You pay yearly property taxes. More

Investment Scandals & Scams: What's Next!, Wrap Fee Investment Accounts

By: Steve Selengut Investments Views: 5781 | Comments: 0 | Votes: 0

Steve Selengut

We humans are as creative on the "Dark Side" of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can't resist taking an extra dessert even before their shareholders have finished dinner. So why did the State Insurance departments cave in to the Variable Product lobby? More