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Get answers to your health benefits challenges!

By: Thomas J. Hartfield Insurance Views: 5103 | Comments: 1 | Votes: 0

Thomas J. Hartfield

At Hartfield Financial&Insurance Services, Inc, we’re focused on giving you access to the information you need to make the right decisions:Health benefits costs. Employee productivity. Compliance. What keeps you up at night? Every small business has its challenges, especially when it comes to health benefits. We’d like to know yours. More

The Blessings of Homeownership!

By: Sharman Real Estate Views: 5077 | Comments: 0 | Votes: 0

Sharman

The Blessings of Homeownership!By Sharman G.   You Establish Credit: Homeownership allows you to establish financial trustworthiness. Your continuous payment on a mortgage will raise your credit rating, and will assist you in the future when you apply for other loans. 2.            You pay yearly property taxes. More

Proposed new mortgage rules may spell trouble for homebuyers

By: Kenneth R. Harney Home Loans Views: 5063 | Comments: 0 | Votes: 0

Kenneth R. Harney

You may have seen reports that the federal government is proposing new mortgage-finance rules under which only home purchasers who can afford a minimum 20 percent down payment on a conventional loan would get a shot at the best available interest rates and terms. Freddie Mac, for example, has an overall debt-ratio limit of 45 percent of an applicant's stable monthly income. Tough. More

Care About and Control Your Money: 7 Steps to Success

By: Betty J. Zak Personal Finance Views: 5054 | Comments: 1 | Votes: 0

Betty J. Zak

Do you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. The answer is a resounding…yes. So, we need to exercise that same care and control with our money. Step 1: Create a “0” based budget. L. More

Single people have different retirement planning priorities

By: Art Of Saving Financial Planning Views: 5054 | Comments: 0 | Votes: 4

Art Of Saving

Flying solo Single people have different retirement planning priorities By Dave Carpenter ASSOCIATED PRESS 2:00 a.m. October 18, 2009 Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More

Secrets and Lies of the Bailout: One Broker's Story

By: Matt Taibbi Personal Finance Views: 5046 | Comments: 0 | Votes: 1

Matt Taibbi

I have a feature in the new issue of Rolling Stone called "Secrets and Lies of the Bailout," which focuses in large part on the seemingly intentional policy of deception in the government's rescue of the financial sector. Proponents of the bailouts will say that whatever the government did, it worked. As a result, George Hartzman and his clients got creamed. "George was different. More

Questions To Ask When Shopping for a Tax Professional

By: Kerry Freeman EA Tax Planning Views: 5020 | Comments: 0 | Votes: 0

Kerry Freeman EA

Remember, not all tax preparers are created equal. So, when shopping around, ask yourself a few important questions:   1. While you may never need to be represented in an audit or collection, it is important to find a qualified tax professional to prepare and file your return. Enrolled agents are qualified tax professionals.   2.   More

Mason Baxter: Euro Banks to Allocate More Funds to Cover Bad Debt

By: 1888pressrelease.com Banking Views: 4996 | Comments: 2 | Votes: 1

1888pressrelease.com

1888 PressRelease - Mason Baxter: ECB to come up with new strategies to tackle existing bad debt in Europe.As of 2018, the European Central Bank will request that euro zone financial institutions allocate more funds to cover bad debt. Bad loans are negatively affecting bank balance sheets and lending is suffering as a result. More

Do you owe the IRS money?

By: Steven Leibold, EA Tax Planning Views: 4936 | Comments: 0 | Votes: 0

Steven Leibold, EA

While the majority of Americans get a tax refund each year, there are many who owe tax and some who can’t pay what they owe all at once. If you find yourself in the position of owing taxes, there are a number of ways to deal with the issue: Get a Loan to Pay the Balance – If you owe the IRS and don’t pay on time, they will assess interest and penalties. More

Should maternity leave ever constitute a reason to be turned down for a home mortgage?

By: Kenneth R. Harney Home Loans Views: 4927 | Comments: 0 | Votes: 0

Kenneth R. Harney

You might think not, but two new legal actions by federal fair lending regulators suggest the mortgage industry — and even federally run financing giants Fannie Mae and Freddie Mac — may need to address the issue. In one case, a Seattle physician settled a discrimination complaint with Cornerstone Mortgage Co., a national mortgage banking firm based in Houston. . . Kenneth R. More