You may have worried many times about what your score is, and how to keep it at the optimal level. Do you however, know how the credit bureaus interpret or calculate your score? This is why it's extremely important for you to pay your bills on time. Every time you are late with a payment, you are hurting your score. Your credit history accounts for 15% of your score. More
Security Breaches Found at Payroll Services Firm
A payroll service provider is working with federal investigators to uncover the cause of two security breaches that recently compromised the company's systems through phishing e-mails and phantom employees. The breaches caused the provider to shut down its web service twice over the past several weeks. 23 and Oct. 14. 1. 5. More
During a time of economic change, it is wise to review your financial plan to consider potential adjustments and improvements. Even if you reviewed your plan within the past year, the following tips can help determine whether additional revisions may be needed.
1. Review your estate plan. This will ensure that that your intentions in distributing your assets are understood. More
Flying solo
Single people have different retirement planning priorities
By Dave Carpenter
ASSOCIATED PRESS
2:00 a.m. October 18, 2009
Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More
Can lawmakers who don't have the courage or intelligence to outlaw texting while driving really be expected to create a saner tax structure? Hmmm.
Politicians focus on one issue at a time, and pretend to have problems dealing with inter-related programs. Tenured politicians have a vested interest in resisting any change that involves their spheres of influence. More
Finding affordable insurance in the state of Arizona may not be as difficult as you think as long as you are armed with a bit of insurance information. If you know how the insurance companies think, it will be easier to present your home in a way favorable to your insurer. They have found that policyholders with poor credit tend to put in more claims than policyholders with good credit. More
that a nation also looks to be battling its way out of recession quite successfully – and that more people may now be aware of the importance of savings. More
This Saturday I was awakened by a call from
American Express. Although they had not sent me a bill yet, they decided
I had to send them money right away. The pleasant Customer Service
Representative explained that American Express had decided my charges for this
month were more than they would allow, even though my account was current. More
One concern that I had from the inception was that the tax credit could not be used at the time of sale. This limited the "stimulus" effect. FHA did allow some kind of loan so that the credit could be borrowed (we need to start to shudder when the word “borrow” comes into the conversation.) in advance and used for closing costs. And so on. www.markgoldman.com More
Your home is likely your most valuable asset, so naturally, you want to protect it. But homeowners insurance can be complicated. You want to avoid paying too much for coverage you don't need, but you shouldn't leave yourself vulnerable to loss either. Here are some secrets of the home insurance business that may help you save without risking your home. Know the value of your home. More
