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By: Art Of Saving Financial Planning Views: 3467 | Comments: 0 | Votes: 0

Art Of Saving

Have a question? Need an immediate answer? Talk to Savism Experts Today!   Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More

Future Payments or Cash Now

By: Alan D. Fisher Real Estate Views: 3320 | Comments: 0 | Votes: 0

Alan D. Fisher

Creative home sellers who offer seller financing to potential buyers can often sell their houses more quickly (and at a higher price) in a slow market. Similarly, the process for obtaining a large cash payment for the seller after a note is created varies from the conventional real estate closing technique as well. An alternate marketing strategy is required for finding note buyers. More

Understanding the Note Buyer's Mindset

By: Alan D. Fisher Real Estate Views: 3386 | Comments: 0 | Votes: 0

Alan D. Fisher

Market pricing for real estate cash flows Banks and other financial institutions purchase cash flows on a regular basis. These payment streams are often purchased without a discount. Aside from a change of recipient address for their monthly payments, the transfer is completely seamless to the payer. If the buyer of the loan is comfortable with the risk, then no discount is needed. More

Different Demographic, Better Results

By: Alan D. Fisher Real Estate Views: 2733 | Comments: 0 | Votes: 0

Alan D. Fisher

As explained in the last issue, seller financing can be an extremely useful option to sell a house in a slow real estate market. Unconventional private lending is a great way to increase the overall sales closing ratio. When the property owner is willing to "carry back" a note, it is often possible to obtain a higher selling price and reduce the time needed to find a buyer. More

Seller Financing to the Rescue

By: Alan D. Fisher Real Estate Views: 2851 | Comments: 3 | Votes: 2

Alan D. Fisher

The Problem When it comes to selling real estate, one of the most difficult and frustrating situations for sellers is when market conditions make it nearly impossible to sell at the desired price point. With traditional property sales methods, the only way to prevent the property from sitting on the market indefinitely is to keep dropping the price. And as you know, that "Mr./Mrs. More

Selling Your Home can be done QUICKLY on a Lease Option in this CREDIT STARVED Market

By: Brian Gibbons Real Estate Views: 2609 | Comments: 0 | Votes: 0

Brian Gibbons

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Who Needs a Living Trust?

By: Sonja Panajotovic Estate Planning Views: 3535 | Comments: 1 | Votes: 1

Sonja Panajotovic

Any California resident with an estate of $100,000 or more can benefit from having a living trust. The Trustee simply distributes assets to the named beneficiaries as long as those assets have actually been placed inside the trust. However, the fact that the assets are now in a trust has no practical affect on ones rights to, or interest in, his or her assets. More

Tax Deductions When Getting a Mortgage

By: Bill Gassett Financial Planning Views: 3346 | Comments: 0 | Votes: 1

Bill Gassett

HTML clipboard Tax Deductions to Remember When Getting a Home Loan When borrowing money to buy a home, there are certain deductions that you are afforded by the ole tax man that you should be aware of come tax time in April. For those that don't know a point is 1% of the loan amount. On a $200,000 mortgage a point would equal $2000.00. More

Energy Saving Tips For The Winter Months

By: Bill Gassett Real Estate Views: 3009 | Comments: 0 | Votes: 1

Bill Gassett

Energy Saving Tips for the Winter Months It is no secret that energy prices have been high all year but thankfully have dropped quite a bit as we head into the Winter months. There are of course plenty of things you can do to save additional $$$ and conserve energy this Winter. For me it is easy because I am at work selling Real Estate all day. Over time the saving can add up. More

The Economy and You

By: Zubin JB Investments Views: 3189 | Comments: 0 | Votes: 0

Zubin JB

Who was asleep at the switch that keeps the lights on in the global economy? Who was steering this financial Titanic when the looming iceberg was barely a speck on the horizon? Will the real perpetrators please stand up?Alas, for many people looking to lay blame, the answer is close at hand. Go look into a mirror and stare really hard at the cause of this monetary destruction. More