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The 5 Budget items you should always consider

By: Kimmy Burgess Budgeting Views: 2865 | Comments: 1 | Votes: 0

Kimmy Burgess

Everyone falls upon hard financial times at least once in their lifetime. The majority of the population is just one or two paychecks away from being homeless according to several studies. There is something everyone can do, however, to make a financial time a bit easier. Let’s explore the five most important things to include in your budget now. All these are necessities. More

Stricter rules for adjustable-rate mortgages

By: Mark Goldman Home Loans Views: 4404 | Comments: 1 | Votes: 0

Mark Goldman

New mortgage rules the Consumer Financial Protection Bureau announced Thursday will change how lenders decide if borrowers qualify for adjustable-rate mortgages. The "ability to repay" rule, which goes into effect in January 2014, requires lenders to consider more than just the loan's initial interest rate in determining whether someone can afford the loan. Consider a 5/1 ARM. More

State Farm Cancels Insurance Policy of Investigative Reporter

By: Frugal World Insurance Views: 4829 | Comments: 0 | Votes: 0

Frugal World

Lee van der Voo tells Romenesko readers: I was just informed by State Farm here in Oregon, where I’m an independent investigative journalist that they are dumping my office rental policy because of the kind of journalism I do. I own a house and insure it through State Farm, along with the three cars I’ve owned over the last 12 years. More

Improve Cash Flow with Receivable Factoring

By: Pacific Business Capital Corporation Financial Planning Views: 3478 | Comments: 1 | Votes: 0

Pacific Business Capital Corporation

For those businesses that are struggling for money, accounts receivable financing may be the way to go. With this type of financing, no additional debt is created. You simply take your accounts that have not yet been paid off and basically sell them to a company to receive the cash from them that you would have normally been getting. It's sort of like a cash advance. More

Woman battles bank giants over faulty foreclosure

By: Mark Goldman Home Loans Views: 3484 | Comments: 0 | Votes: 0

Mark Goldman

DENVER (MarketWatch) — Caylin Crawford found herself out of work after a snowboarding accident and went to U.S. Bank for some help with her mortgage.   The 24-year-old homeowner said she was up-to-date on her monthly payments in January 2011 when she called to ask about loan-modification options. But the bank didn’t modify her loan. Instead, it foreclosed on her home. U.S. More

Secrets and Lies of the Bailout: One Broker's Story

By: Matt Taibbi Personal Finance Views: 4037 | Comments: 0 | Votes: 0

Matt Taibbi

I have a feature in the new issue of Rolling Stone called "Secrets and Lies of the Bailout," which focuses in large part on the seemingly intentional policy of deception in the government's rescue of the financial sector. Proponents of the bailouts will say that whatever the government did, it worked. As a result, George Hartzman and his clients got creamed. "George was different. More

Mind-Mapping: An Aid To Financial Planning Success

By: Betty J. Zak Financial Planning Views: 4480 | Comments: 0 | Votes: 0

Betty J. Zak

Mind-Mapping: An Aid To Financial Planning Success Author: Betty J. Zak  Introduction/BackgroundWe have all heard the saying, a picture is worth a thousand words. But, let’s turn our attention to a mind mapping picture being key to financial planning success and being worth real dollars and cents. 47). Only then search for computer tools. (2008). Mind mapping. More

Ten Points to consider on Trading in the Foreign Exchange market

By: Philip Hicks Investments Views: 3566 | Comments: 0 | Votes: 0

Philip Hicks

Forex or the foreign exchange market is where one currency is traded for another. It is one of the biggest markets in the world. Following are a few simple tips that will help you make a killing in the market: 1. Margin trading: Margin trading is buying stocks without having the entire money to do it. Your few 100 dollars can be converted into few thousand.2. More

Care About and Control Your Money: 7 Steps to Success

By: Betty J. Zak Personal Finance Views: 4211 | Comments: 1 | Votes: 0

Betty J. Zak

Do you really care about your money? “Of course”, is the obvious answer. Let’s explore that idea and layout a few well tested steps you can follow to not only help you care more about your money but to put you in control of your money. The answer is a resounding…yes. So, we need to exercise that same care and control with our money. Step 1: Create a “0” based budget. L. More

Getting a Cash Loan for a Car Title – Is it Possible?

By: Acartitleloan Auto Loans Views: 2583 | Comments: 1 | Votes: 0

acartitleloan

If you need cash in a hurry, you may be wondering what the best method to get this cash is. If you are the owner of car, you can use the value of that car to get cash. All you need is the car title! That’s right, you can get a cash loan for a car title in many, but not all, states. It is quite easy to get a car title loan. You also don’t need good credit. More