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TV Breaks Out of the Box

By: Telecom Advisor Personal Finance Views: 2091 | Comments: 0 | Votes: 0

Telecom Advisor

By Mike Musgrove Sunday, November 16, 2008   My friend Susanna has never had a cable subscription.   Sure, she has occasionally felt left out of the national conversation over the years -- mainly, when "The Sopranos" was on.   "I knew cable was just a passing fad," she joked. "It only took 25 years."   Crane recently vowed that he was done with Comcast. More

The Most Dangerous Word to Your Wallet

By: On My Own Two Feet Personal Finance Views: 2503 | Comments: 0 | Votes: 0

On My Own Two Feet

What's the most dangerous word to your pocketbook?  Believe it or not, it might very well be the word FREE.  Sound crazy?  Well, I will explain how when it comes to your money, FREE can be a four-letter word!   For additional personal finance tips and insights, sign up for Manisha's Money Musings blog at: www.ManishaThakor.com/blog . Shepherd Dr. More

IRS Proposes New Registration of taxpreparers, this is good news!

By: Kerry Freeman EA Tax Planning Views: 2512 | Comments: 0 | Votes: 0

Kerry Freeman EA

IR-2010-1, The Internal Revenue Service kicked off the 2010 tax filing season today by issuing the results of a landmark six-month study that proposes new registration, testing and continuing education of tax return preparers. As part of the outreach effort, the IRS is providing tips to taxpayers to ensure they are working with a reputable tax return preparer. Mr. More

How Visa, Using Card Fees, Dominates a Market

By: NCR Credit Plus Credit Repair Views: 1667 | Comments: 0 | Votes: 1

NCR Credit Plus

Every day, millions of Americans stand at store checkout counters and make a seemingly random decision: after swiping their debit card, they choose whether to punch in a code, or to sign their name. Mitch Goldstone, in his digital photo-processing shop in Irvine, Calif., is part of a suit against Visa and MasterCard. Competition, of course, usually forces prices lower. More

2010 Retirement-Account Contribution Limits

By: Telecom Advisor Retirement Planning Views: 2801 | Comments: 0 | Votes: 0

Telecom Advisor

The maximum amounts you can stash in a 401(k), IRA and other accounts won't increase next year. By Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance October 19, 2009   I know Social Security beneficiaries will not receive a cost-of-living increase in 2010 because the inflation rate has been so low. (see A Bailout for Seniors). More

10% of underwater homeowners would walk away,

By: NCR Credit Plus Credit Repair Views: 1542 | Comments: 0 | Votes: 1

NCR Credit Plus

Owners with negative equity of 10% or less rarely default, according to researchers from the graduate schools of business at the University of Chicago’s Booth School of Business and Northwestern University. In "Underwater and Not Walking Away: Shame, Fear and the Social Management of the Housing Crisis," University of Arizona law school professor Brent T. More

Rates on 30-year loans set record low

By: NCR Credit Plus Credit Repair Views: 1690 | Comments: 0 | Votes: 1

NCR Credit Plus

The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.The rate, published Thursday by Freddie Mac, is the lowest since the mortgage finance company began tracking the data in 1971. More

American Express Hates Their Customers

By: Mark Goldman Credit Repair Views: 3110 | Comments: 0 | Votes: 0

Mark Goldman

This is an addenda to my recent rant on American Express "Leave Home Without It" article.  I just got my statement with a "Notice of Changes to Your Account".  If you have an American Express Card, you may be interested in the ways that company gets to unilaterally change their terms and increase your costs and reduce your options as their customer. More

How Does Credit Restoration Work?

By: NCR Credit Plus Credit Repair Views: 4379 | Comments: 0 | Votes: 1

NCR Credit Plus

Credit bureaus insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don't believe that. NCR Credit Plus has been doing this for a long time and in that time we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance. Cancel Anytime! More

I have no credit, but I want to build credit

By: NCR Credit Plus Credit Repair Views: 774 | Comments: 0 | Votes: 1

NCR Credit Plus

I have NO credit, but I want to build credit. I am just about to graduate college with two degrees and I need to build credit.Answer:If you have no credit and want to build your credit history, then secured credit card offers can be an ideal option for you. More