Art Of Saving | Questions And Answers http://www.artofsaving.com Active Bunch http://www.artofsaving.com/img/aos.png http://www.artofsaving.com 601 94 Wed, 15 Aug 2018 14:37:05 -0400 Can The IRS Revoke My Passport? <strong>Tax Planning</strong> Telecom Advisor Tax Planning http://www.artofsaving.com/can-the-irs-revoke-my-passport-question-185 Sun, 28 Jan 2018 11:48:00 -0500 When can I file my 2017 tax returns? <strong>Tax Planning</strong> Peter Suhai Tax Planning http://www.artofsaving.com/when-can-i-file-my-2017-tax-returns-question-184 Sun, 07 Jan 2018 16:36:00 -0500 Can I claim child tax credit for my son born on December 31? <strong>Tax Planning</strong> Academix Tax Planning http://www.artofsaving.com/can-i-claim-child-tax-credit-for-my-son-born-on-de-question-183 Mon, 15 Jan 2018 20:21:00 -0500 What is the difference between the gross and net interest rate? <strong>Banking</strong> Anjani Banking http://www.artofsaving.com/what-is-the-difference-between-the-gross-and-net-i-question-159 Tue, 08 Jul 2014 02:42:00 -0400 What is the best way to save credit card surcharges? <strong>Banking</strong> Gloria Sanders Banking http://www.artofsaving.com/what-is-the-best-way-to-save-credit-card-surcharge-question-158 Thu, 15 May 2014 07:18:00 -0400 If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income? <strong>Insurance</strong> sophia-flowers Insurance http://www.artofsaving.com/if-im-participating-in-my-employers-401k-plan-may--question-157 Tue, 12 Nov 2013 11:22:00 -0500 How does the online payment gateway works in such a robust manner even when the cyber world is prone to hacking. <strong>Credit Card Processing</strong> Cash In A Snap Credit Card Processing http://www.artofsaving.com/how-does-the-online-payment-gateway-works-in-such--question-156 Sat, 13 Jul 2013 02:45:00 -0400 I am a Nonresident Alien and I live in Ensenada Baja California Mexico. I’m about to buy many electronics. Total value would be around $12,000 for my personal use. I am building my own house and I want to buy from SEARS in Chula Vista, California, but I don’t want to pay double tax (in the US and Mexico) since I am going to import the merchandise to Mexico. Is there any way to avoid the payment of taxes in Chula Vista? <strong>Tax Planning</strong> Fabian Tax Planning http://www.artofsaving.com/i-am-a-nonresident-alien-and-i-live-in-ensenada-ba-question-155 Tue, 21 May 2013 12:06:00 -0400 Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt? <strong>Financial Planning</strong> Faaast Cash Financial Planning http://www.artofsaving.com/are-payday-loans-meant-to-help-people-in-times-of--question-153 Fri, 01 Mar 2013 01:36:00 -0500 Which washer/dryer will qualify for an energy-efficient tax credit? <strong>Tax Planning</strong> Singidunum Tax Planning http://www.artofsaving.com/which-washer-dryer-will-qualify-for-an-energy-effi-question-150 Sat, 26 Jan 2013 23:43:00 -0500 Hello, I am a Tunisian national on J1 Visa in the US. However, I have never paid taxes in Tunisia. I did my PhD and was working in France for 5 years paying taxes there. I got my visa in France. Is my tax residency France or is it Tunisia? Because if I claim it to be Tunisia, there is no two years tax treaty. If it's France, what documents I need to claim the tax refund? Thanks <strong>Tax Planning</strong> tax123 Tax Planning http://www.artofsaving.com/hello-i-am-a-tunisian-national-on-j1-visa-in-the-u-question-148 Thu, 10 Jan 2013 12:18:00 -0500 I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year. <strong>Tax Planning</strong> Alejandro Tax Planning http://www.artofsaving.com/i-am-doing-freelancing-for-two-different-companies-question-147 Mon, 07 Jan 2013 08:36:00 -0500 Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get? <strong>Factoring</strong> Pacific Business Capital Corporation Factoring http://www.artofsaving.com/has-anyone-ever-used-invoice-financing-for-their-b-question-145 Tue, 16 Oct 2012 12:55:00 -0400 What are the advantages of factoring? Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like: 1. Does not require collateral 2. Good use for growth 3. Qualify for more and more funding Do you agree with this? Are there any more benefits? <strong>Factoring</strong> Pacific Business Capital Corporation Factoring http://www.artofsaving.com/what-are-the-advantages-of-factoring-factoring-all-question-144 Thu, 04 Oct 2012 13:18:00 -0400 Does a nonprofit (not for profit) organization need to have an independent review and/or audit of its financial statements? <strong>Accounting</strong> Academix Accounting http://www.artofsaving.com/does-a-nonprofit-not-for-profit-organization-need--question-143 Thu, 20 Sep 2012 13:52:00 -0400 What are the best ways of spending money apart from spending just on shopping and entertainment? When can spent money be never regretted? Add your feedback please. <strong>Personal Finance</strong> Pacific Business Capital Corporation Personal Finance http://www.artofsaving.com/what-are-the-best-ways-of-spending-money-apart-fro-question-142 Wed, 19 Sep 2012 11:59:00 -0400 What exactly is accounts receivable financing and factoring and how can it help a business? <strong>Factoring</strong> Jim Peters Factoring http://www.artofsaving.com/what-exactly-is-accounts-receivable-financing-and--question-141 Sat, 25 Aug 2012 13:46:00 -0400 Can anyone share some tips for budding entrepreneurs. What are the do's and dont's for them. <strong>Personal Finance</strong> James Cruz Personal Finance http://www.artofsaving.com/can-anyone-share-some-tips-for-budding-entrepreneu-question-140 Sun, 15 Jul 2012 11:30:00 -0400 How many people actually go in for a Health Insurance? It is observed that most people think it is a waste of money so avoid it. What do you think? <strong>Insurance</strong> James Cruz Insurance http://www.artofsaving.com/how-many-people-actually-go-in-for-a-health-insura-question-139 Mon, 25 Jun 2012 01:38:00 -0400 Is commission rebate from the buyer's Realtor to the buyer a taxable income? Transaction was done outside of the escrow and 1099-Misc (Box 7) was issued to the buyer following January. 1) is this taxable income for the buyer and 2) if so, is he responsible for SE taxes as well? <strong>Tax Planning</strong> File Your Taxes Online Tax Planning http://www.artofsaving.com/is-commission-rebate-from-the-buyers-realtor-to-th-question-138 Mon, 18 Jun 2012 12:03:00 -0400 If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income? <strong>Retirement Planning</strong> Delta Grant Retirement Planning http://www.artofsaving.com/if-i-participate-in-my-employers-401k-plan-can-i-a-question-137 Tue, 10 Apr 2012 08:15:00 -0400 What are the some available defenses against product liability claims? <strong>Insurance</strong> Academix Insurance http://www.artofsaving.com/what-are-the-some-available-defenses-against-produ-question-135 Fri, 03 Feb 2012 12:55:00 -0500 What are the tax changes I need to know about when filing my individual return for 2012? <strong>Tax Planning</strong> RobertH Tax Planning http://www.artofsaving.com/what-are-the-tax-changes-i-need-to-know-about-when-question-134 Tue, 10 Jan 2012 09:36:00 -0500 What is a Future Delphi credit scoring and how does it work? <strong>Credit Repair</strong> Tax Advisors Credit Repair http://www.artofsaving.com/what-is-a-future-delphi-credit-scoring-and-how-doe-question-132 Sun, 25 Sep 2011 18:15:00 -0400 To my peers. Do you have concerns over the new RTRP(Registered Tax Return Preparer) testing and licensing? Do you have up to date information? Are any of you thinking of leaving taxes. What about you fincial planners that also prepare are you understanding the disclosure rules that efect everyone in the tax industry? Look for some great dialog. <strong>Tax Planning</strong> Kerry Freeman EA Tax Planning http://www.artofsaving.com/to-my-peers-do-you-have-concerns-over-the-new-rtrp-question-125 Wed, 31 Aug 2011 13:15:00 -0400 Is a credit card statement considered a viable replacement of a receipt for income tax documentation of expenses or are credit card slips still required? <strong>Tax Planning</strong> WiseSaver Tax Planning http://www.artofsaving.com/is-a-credit-card-statement-considered-a-viable-rep-question-124 Wed, 17 Aug 2011 21:37:00 -0400 What is the best way to become a financial advisor? <strong>Financial Advisor</strong> Rikki Grooms Financial Advisor http://www.artofsaving.com/what-is-the-best-way-to-become-a-financial-advisor-question-119 Fri, 29 Jul 2011 12:20:00 -0400 How does new Emergency Homeowner Loan Program (EHLP) work? <strong>Home Loans</strong> Randy Shoemaker Home Loans http://www.artofsaving.com/how-does-new-emergency-homeowner-loan-program-ehlp-question-118 Fri, 22 Jul 2011 19:26:00 -0400 Do you have any experience with NACA (Neighborhood Assistance Corporation of America) loan modification expos? <strong>Home Loans</strong> Trajce Panov Home Loans http://www.artofsaving.com/do-you-have-any-experience-with-naca-neighborhood--question-117 Sat, 16 Jul 2011 15:45:00 -0400 What is an Enrolled Agent? <strong>Tax Planning</strong> Peter Suhai Tax Planning http://www.artofsaving.com/what-is-an-enrolled-agent-question-116 Tue, 12 Jul 2011 14:22:00 -0400