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Pending lawsuits against 30 banks over overdraft fees.

By: Art Of Saving Personal Finance Views: 3645 | Comments: 0 | Votes: 1

Art Of Saving

Bank customers fighting high overdraft fees got a boost on Tuesday with a win in federal court in California against Wells Fargo, but that case has limited legal impact.   A similar federal court case filed in Florida against 30 banks including Wells Fargo, Bank of America, Citibank and others could mean much more.   In the California decision, U.S. More

Single people have different retirement planning priorities

By: Art Of Saving Financial Planning Views: 4011 | Comments: 0 | Votes: 4

Art Of Saving

Flying solo Single people have different retirement planning priorities By Dave Carpenter ASSOCIATED PRESS 2:00 a.m. October 18, 2009 Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More

Art Of Saving Launches National Savings Day

By: Art Of Saving Personal Finance Views: 2112 | Comments: 0 | Votes: 0

Art Of Saving

San Diego, Calif. – Feb. 18, 2009 – Art Of Saving, a personal finance social network, has started a petition to establish, recognize, and honor a National Savings Day in the USA. Why we need this day of recognition? With the current economic decline, times are bleak for American consumers. Many families are only three pay checks away from bankruptcy. More

Need an Answer? Ask Savism Experts!

By: Art Of Saving Financial Planning Views: 2016 | Comments: 0 | Votes: 0

Art Of Saving

Have a question? Need an immediate answer? Talk to Savism Experts Today!   Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More

Stocks cheer latest cut in rates

By: Art Of Saving Home Loans Views: 4251 | Comments: 0 | Votes: 0

Art Of Saving

By Barbara Hagenbaugh, USA TODAY   WASHINGTON — The Federal Reserve, battling recession and a fearsome credit crunch, cut interest rates by a hefty three-quarters of a percentage point Tuesday and said the economic outlook has deteriorated, suggesting more rate cuts could be on the way. The cut matched the most aggressive move since they began targeting the rate in 1990. More

Looking for A Quality Home For Less? Go Manufactured!

By: Art Of Saving Real Estate Views: 2178 | Comments: 0 | Votes: 0

Art Of Saving

The manufactured home building process is quite unique, from the start of the home within a factory until it’s delivered at its new location – your land! This is very important because, if your house was built with wet materials, it could compromise the structural integrity of your home – leading to costly repairs and a lower resale value. More

Avoiding Long Auto Loans

By: Art Of Saving Financial Planning Views: 1766 | Comments: 0 | Votes: 0

Art Of Saving

Do you really know how long is too long when applying for a new auto loan? According to many studies, the answer to that is no. Too many buyers nowadays are looking for the longest auto loan possible, without looking at all that it entails. The average auto loan is now around 70 months, which is up from the standard 60 months just a few years ago. More

The Canyon of Incumbrance: Young Texas And I Crawl Out of Debt

By: Art Of Saving Personal Finance Views: 1722 | Comments: 0 | Votes: 0

Art Of Saving

I'm not going to lie. Sure, I'll admit it. I've been pushed past the point of shame, and have fallen straight into the abyss prominently named, "The Lonely Canyon Of Incumbrance." I'm one of those people.   Yes, in my youth, I made some financial blunders and managed to sink myself into a molehill of debt. I refuse to call it a "mountain" -- I refuse! It would only discourage me. More

Scholarships: The Top 10 Strangest Ways to Pay for College

By: Art Of Saving Education Planning Views: 3539 | Comments: 0 | Votes: 0

Art Of Saving

Scholarships are a great way to pay for college education. The problem is that scholarships are typically merit-based, which means they are usually reserved for students with 4.0 GPAs or star athletes. Thankfully, there are scholarships that rely on other kinds of distinction. Some of these scholarships might be called "non-traditional"; others are downright strange. Well, not anymore. More

Defeating Credit Card Debt With Self Control

By: Art Of Saving Banking Views: 2247 | Comments: 0 | Votes: 0

Art Of Saving

Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very easy to see it purely as an individual problem, one from which you may be suffering both physically and mentally. More