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How can you pay off your debts with the help of IVA?

By: Marie Garcia Financial Planning Views: 2818 | Comments: 0 | Votes: 0

Marie Garcia

If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More

A Guide to Saving Money on Landlord Insurance

By: WiseSaver Insurance Views: 8130 | Comments: 1 | Votes: 1

WiseSaver

Being a landlord may sound easy, but as anyone knows who has actually done it, the headaches can be very substantial. You have to deal with any and all problems in your home and any complaints your tenants may have, and this can create a lot of extra stress not to mention bills. That’s where landlord insurance can come in, to help you protect some of your interests. More

The Many Different Types of Home Insurance Explained

By: Delta Grant Insurance Views: 7039 | Comments: 0 | Votes: 1

Delta Grant

Home insurance is something that every single homeowner should certainly not neglect to invest in. Other names for home insurance are hazard or homeowner’s insurance, and these policies can cover a whole range of different topics from the cost of the actual house to the items within to many other things. However specific things are left out including flood and earthquake damage. More

3 Tips how the university students should manage their finances

By: Marie Garcia Financial Planning Views: 4317 | Comments: 1 | Votes: 0

Marie Garcia

It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More

Cheap thrills – how to stretch a social budget

By: Bogie Boric Personal Finance Views: 5774 | Comments: 0 | Votes: 0

Bogie Boric

Tight budgets can play havoc with our social lives, but just because our finances are limited doesn’t mean our entertainment options have to be. There are loads of tricks to financial damage limitation when it comes to going out – here are a few ideas on how to maintain a social presence without blowing the bank. More

Uncle Sam Wants to Help You with Summer Camp Costs

By: On My Own Two Feet Tax Planning Views: 4171 | Comments: 0 | Votes: 0

On My Own Two Feet

Ask a working parent how they feel about summer and you may be surprised. Thoughts of beaches, barbeques, and balmy days at the ballpark are often overshadowed by something much less exotic – concerns about childcare. If you have children under the age of 13, and you need childcare so that you can work, look for work, or attend school full-time, you are in luck. Shepherd Dr. More

“Innocent spouse” won’t be disqualified for failing to file within two years

By: File Your Taxes Online Tax Planning Views: 5029 | Comments: 1 | Votes: 0

File Your Taxes Online

The Internal Revenue Service is giving some relief to "innocent spouses" who otherwise may have been liable for a partner's tax debt.   Effective immediately, the agency has eliminated a rule that disqualifies taxpayers from innocent-spouse status if they fail to file for relief within two years -- a provision that snagged people who otherwise qualified, including abused women. More

Lawsuit seeks to break a deep freeze in credit.

By: Kenneth R. Harney Home Loans Views: 3330 | Comments: 0 | Votes: 0

Kenneth R. Harney

Picture this nightmare financial scenario: You've taken out a $150,000 home-equity credit line to remodel your house, you've already pulled out thousands to pay contractors and owe thousands more, when suddenly you get a curt letter from the bank. Effective yesterday, it says, we've shut down access to your credit line. You're in shock. The bank later reinstated the owner's credit line. More

Mortgage Rates Are Low But Rules Are Very Strict

By: Trajce Panov Home Loans Views: 2458 | Comments: 0 | Votes: 0

Trajce Panov

With interest rates near rock bottom and home prices down, this ought to be a great time to buy a home. But for most people, it's a lousy time to get a mortgage. Years after the collapse of the real-estate market and resulting financial crisis, it takes nearly pristine credit scores and hefty down payments to get the best rates. In the process, they shape how much it costs to borrow. More

35-year-old "temporary" unemployment tax has finally ended

By: Nole Fan Tax Planning Views: 3173 | Comments: 0 | Votes: 0

Nole Fan

Virtually every private employer in the United States will get a tax cut today. It will not affect workers’ paychecks. But the expiration of a 35-year-old temporary unemployment tax - about $14 a year per worker - will mean real money for some big companies at a time when President Obama is pushing Congress to raise taxes on some businesses by closing loopholes. More