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You Don't Have To Pay An Arm And A Leg For Your Auto Insurance

By: DRuthven Insurance Views: 2556 | Comments: 3 | Votes: 1

DRuthven

If you own a car, you're needed by law to have a car insurance policy. However, car insurance isn't regulated and because of this, you will find many auto insurance carriers that you simply buy car insurance from. You will find two main sources to search for automobile insurance: on-line and in an actual insurance agency. The web is also great because you can get a fast insurance quote. More

Ohio's Best Health Insurane Options

By: DRuthven Insurance Views: 1973 | Comments: 0 | Votes: 1

DRuthven

The best health insurance in Ohio. What is the best? The lowest cost? The best benefits? The largest health insurer? The quickest to pay claims? Perhaps the answers (that’s right….more than one answer) are a little of everything just mentioned.   There are hundreds of Ohio medical insurance plans available to residents. The concept is simple. Now, that’s simple and easy! More

Can you tell the difference between good and bad debt?

By: Bogie Boric Personal Finance Views: 5789 | Comments: 1 | Votes: 0

Bogie Boric

Is there such a thing as good debt? Yes. Is all debt bad? No. Debt is simply the obligation to repay an amount for services or purchased property funded by another.   Bad debt is debt that strains personal financial stability. Credit cards can be valuable in establishing credit history but they are often misused. Creditors take a long hard look at your good debt. More

Health Savings Account (HSA) Information For 2012

By: DRuthven Insurance Views: 2489 | Comments: 0 | Votes: 1

DRuthven

The IRS has officially determined the 2012 Health Savings Account (HSA) and High Deductible Health Plan (HDHP) maximum contribution amounts. This affects existing HSA account holders and any individual or family that purchases this type of health care in 2012. If used for qualified expenses, your deposits are tax-deductible and continue to accumulate year after year. More

Who Should You Buy Your Insurance From?

By: DRuthven Insurance Views: 2387 | Comments: 1 | Votes: 1

DRuthven

Who should you buy your insurance from? An experienced local agent? A national website? Your Uncle Bob who sells insurance part time? A large independent insurance agency? There really isn’t a right answer. But the most important factor is to find a source you can trust that will provide you the best rates. A local experienced broker is often your best option. Best Company. More

More shoppers using layaway plans

By: Peter Suhai Personal Finance Views: 2479 | Comments: 0 | Votes: 0

Peter Suhai

Some major retailers are expanding their layaway plans for the holiday season to lure shoppers on a budget. Layaway programs allow customers to stretch payments on merchandise over a set period of time, typically with a minimum purchase amount, a small initial payment and a nonrefundable, one-time fee. But make sure you're spending enough to make any extra costs or fees worthwhile. 16. More

Do you owe the IRS money?

By: Steven Leibold, EA Tax Planning Views: 3776 | Comments: 0 | Votes: 0

Steven Leibold, EA

While the majority of Americans get a tax refund each year, there are many who owe tax and some who can’t pay what they owe all at once. If you find yourself in the position of owing taxes, there are a number of ways to deal with the issue: Get a Loan to Pay the Balance – If you owe the IRS and don’t pay on time, they will assess interest and penalties. More

How can you pay off your debts with the help of IVA?

By: Marie Garcia Financial Planning Views: 2554 | Comments: 0 | Votes: 0

Marie Garcia

If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More

A Guide to Saving Money on Landlord Insurance

By: WiseSaver Insurance Views: 7808 | Comments: 1 | Votes: 1

WiseSaver

Being a landlord may sound easy, but as anyone knows who has actually done it, the headaches can be very substantial. You have to deal with any and all problems in your home and any complaints your tenants may have, and this can create a lot of extra stress not to mention bills. That’s where landlord insurance can come in, to help you protect some of your interests. More

The Many Different Types of Home Insurance Explained

By: Delta Grant Insurance Views: 6761 | Comments: 0 | Votes: 1

Delta Grant

Home insurance is something that every single homeowner should certainly not neglect to invest in. Other names for home insurance are hazard or homeowner’s insurance, and these policies can cover a whole range of different topics from the cost of the actual house to the items within to many other things. However specific things are left out including flood and earthquake damage. More