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Making home Affordable program on pace to help millions of homeowners

By: Sanda Hnatjuk-Bahic Home Loans Views: 3829 | Comments: 0 | Votes: 0

Sanda Hnatjuk-Bahic

  More than 400,000 modification offers have been extended and more than 230,000 trial modifications have begun, according to the report.  At the current pace, the program is on track to offer assistance to up to 3 to 4 million homeowners over the next three years. 1, 2009. More

How much Tax Credit can I receive?

By: Sanda Hnatjuk-Bahic Real Estate Views: 3378 | Comments: 1 | Votes: 1

Sanda Hnatjuk-Bahic

How much Tax Credit can I receive? · A State of California tax credit of 5% of the sale price, up to $10,000, is now being offered to qualifying people purchasing newly constructed, previously unoccupied homes. · A Federal tax credit of 10% of the sale price, up to $8,000, is now being offered to qualifying first-time homebuyers. Does how much I earn affect my qualifications? More

Tax Credit for Homebuyers

By: Sanda Hnatjuk-Bahic Real Estate Views: 2972 | Comments: 0 | Votes: 0

Sanda Hnatjuk-Bahic

The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000. Buyers will have to repay the credit if they sell their homes within three years. Tax Credit Versus Tax Deduction It’s important to remember that the $8,000 tax credit is just that… a tax credit. Dividing $10,000 by $20,000 yields 0.5. More

Southern California home prices fall, affordability returns to normal

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Sanda Hnatjuk-Bahic

  From the Los Angeles Times Southern California home prices fall, affordability returns to normal January's median sales price falls 40% from a year earlier, to $250,000. As the Southland's bubble continues to deflate, the ratio of price to income has returned to historical levels, analysts say. By Peter Y. "It's bubble psychology. More

Homeowners warned of property tax scams

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Sanda Hnatjuk-Bahic

Homeowners warned of property tax scams   Firms offer re-evaluations – for a fee. By ANDREW GALVIN THE ORANGE COUNTY REGISTER February 14, 2009    Attorney General Jerry Brown is warning California homeowners to beware of scam artists offering to help cut your property tax bill for a fee. More

Homeowner Affordability and Stability Plan

By: Sanda Hnatjuk-Bahic Real Estate Views: 3436 | Comments: 0 | Votes: 0

Sanda Hnatjuk-Bahic

President Obama unveiled the Homeowner Affordability and Stability Plan, which will offer assistance to as many as 9 million homeowners, while attempting to prevent the destructive impact of foreclosures on families and communities.The plan contains three main components, and only applies to primary residences. The U.S. Treasury Dept. Guidelines are scheduled to be released by March 4. More