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Reverse Mortgages - Pros and Cons

By: Goran Jovanovic Home Loans Views: 3086 | Comments: 0 | Votes: 0

Goran Jovanovic

A reverse mortgage is a type of loan that allows seniors to turn some of their home's equity into cash. Unlike a home equity loan or second mortgage, however, the loan doesn't have to be paid back until the home is sold or it is no longer the mortgage holder's primary residence. - Income from a reverse mortgage typically does not affect Social Security or Medicare benefits. More

Mortgage Modifications

By: Goran Jovanovic Home Loans Views: 3085 | Comments: 0 | Votes: 0

Goran Jovanovic

Many homeowners tackle household repairs and improvement projects themselves to save money. Yet when it comes to updating their mortgages, these same do-it-yourselfers may not even consider it. Why? Modifying your mortgage can save money, and it's not difficult. Here's how: A loan modification is simpler than refinancing. When modifying your mortgage, be sure to shop around. More

The Ins and Outs of Home Insurance

By: Goran Jovanovic Insurance Views: 3076 | Comments: 0 | Votes: 0

Goran Jovanovic

Your home is likely your most valuable asset, so naturally, you want to protect it. But homeowners insurance can be complicated. You want to avoid paying too much for coverage you don't need, but you shouldn't leave yourself vulnerable to loss either. Here are some secrets of the home insurance business that may help you save without risking your home. Know the value of your home. More