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Dr. Benjamin D. Walker, DMD's Questions

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Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Questions

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?
How does Fannie Mae’s “Deed for Lease” program help homeowners facing foreclosure?
Is Alan Greenspan responsible for the current financial crisis?
How does owner financing work when using a note? Does the seller sell the note to get money up front? Is there a negative for the buyer if the note is sold?
What year-end tax planning strategies (for individuals and small business) would you implement this year?

Recent Answers

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Do we have a National Savings Day in U.S.?

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