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Refinance Mortgage Potential Pitfalls

Michael G. Shinn, CFP

Your Money Really Matters, The Lost Art of Saving Money

Art Of Saving

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Bruce Swedal

The Things Real Estate Agents Do To Their Own Homes Before Selling

Kristine A. McKinley, CFP, CPA

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Advisors

Cardinal Group

Cardinal Group
Denver, Colorado
Estate Planning

Harbison & Kavanagh

Harbison & Kavanagh
Mechanicsville, Virginia
Legal

Dule Obrenovic

Dule Obrenovic
Glendale, California
Insurance

Raunak Group

Raunak Group
, Texas
Real Estate

Matt Wegner

Matt Wegner
Sheboygan, Wisconsin
Personal Finance

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