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Hey U.S., welcome to the Third World!

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Women are better savers, but we should all realize the importance of putting a bit away each month

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Advisors

Harbison & Kavanagh

Harbison & Kavanagh
Mechanicsville, Virginia
Legal

Professional Realty Management, Inc.

Professional Realty Management, Inc.
Seffner, Florida
Real Estate

Wide Merchant Group

Wide Merchant Group
Los Angeles, California
Financial Advisor

Julian McMillan

Julian McMillan
San Diego, California
Legal

New World Funding

New World Funding
Sydney, Australia
Banking

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