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Health Savings Account (HSA) Information For 2012

By: DRuthven Insurance Views: 3892 | Comments: 0 | Votes: 1


The IRS has officially determined the 2012 Health Savings Account (HSA) and High Deductible Health Plan (HDHP) maximum contribution amounts. This affects existing HSA account holders and any individual or family that purchases this type of health care in 2012. If used for qualified expenses, your deposits are tax-deductible and continue to accumulate year after year. More

Who Should You Buy Your Insurance From?

By: DRuthven Insurance Views: 3997 | Comments: 1 | Votes: 1


Who should you buy your insurance from? An experienced local agent? A national website? Your Uncle Bob who sells insurance part time? A large independent insurance agency? There really isn’t a right answer. But the most important factor is to find a source you can trust that will provide you the best rates. A local experienced broker is often your best option. Best Company. More

Guardian Life Insurance – Protection for life

By: Peter Suhai Insurance Views: 2210 | Comments: 0 | Votes: 0

Peter Suhai

When you have weighed all the options you are now ready to find the best life insurance for yourself and your family. There are many choices available today for Australian residents but there are so many factors to consider. What makes a good life insurance company? There are many factors to consider but there are a few that stand out; Guardian Life Insurance is one of them. More

More shoppers using layaway plans

By: Peter Suhai Personal Finance Views: 3876 | Comments: 0 | Votes: 0

Peter Suhai

Some major retailers are expanding their layaway plans for the holiday season to lure shoppers on a budget. Layaway programs allow customers to stretch payments on merchandise over a set period of time, typically with a minimum purchase amount, a small initial payment and a nonrefundable, one-time fee. But make sure you're spending enough to make any extra costs or fees worthwhile. 16. More

Do you owe the IRS money?

By: Steven Leibold, EA Tax Planning Views: 5485 | Comments: 0 | Votes: 0

Steven Leibold, EA

While the majority of Americans get a tax refund each year, there are many who owe tax and some who can’t pay what they owe all at once. If you find yourself in the position of owing taxes, there are a number of ways to deal with the issue: Get a Loan to Pay the Balance – If you owe the IRS and don’t pay on time, they will assess interest and penalties. More

How can you pay off your debts with the help of IVA?

By: Marie Garcia Financial Planning Views: 4031 | Comments: 0 | Votes: 0

Marie Garcia

If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More

A Guide to Saving Money on Landlord Insurance

By: WiseSaver Insurance Views: 9325 | Comments: 1 | Votes: 1


Being a landlord may sound easy, but as anyone knows who has actually done it, the headaches can be very substantial. You have to deal with any and all problems in your home and any complaints your tenants may have, and this can create a lot of extra stress not to mention bills. That’s where landlord insurance can come in, to help you protect some of your interests. More

The Many Different Types of Home Insurance Explained

By: Delta Grant Insurance Views: 8155 | Comments: 0 | Votes: 1

Delta Grant

Home insurance is something that every single homeowner should certainly not neglect to invest in. Other names for home insurance are hazard or homeowner’s insurance, and these policies can cover a whole range of different topics from the cost of the actual house to the items within to many other things. However specific things are left out including flood and earthquake damage. More

3 Tips how the university students should manage their finances

By: Marie Garcia Financial Planning Views: 5627 | Comments: 1 | Votes: 0

Marie Garcia

It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More

Cheap thrills – how to stretch a social budget

By: Bogie Boric Personal Finance Views: 7273 | Comments: 0 | Votes: 0

Bogie Boric

Tight budgets can play havoc with our social lives, but just because our finances are limited doesn’t mean our entertainment options have to be. There are loads of tricks to financial damage limitation when it comes to going out – here are a few ideas on how to maintain a social presence without blowing the bank. More