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I have no credit, but I want to build credit

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

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Laus Consulting Services LLC

Laus Consulting Services LLC
Orlando, Florida
Accounting

Dei Gratia Real Estate

Dei Gratia Real Estate
Alamogordo, New Mexico
Real Estate

Samirian Hill

Samirian Hill
Southfield, Michigan
Financial Advisor

Marvin Ridgers

Marvin Ridgers
Mt Druitt NSW 2770, Australia
Bookkeeping

Custom Contracting

Custom Contracting
Burlington, Canada
Real Estate

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