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Lender plans to forgive a portion of principal

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Answers Needed

Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?
What expenses are deductable when it come to my dog?

Advisors

Roland Szukhent

Roland Szukhent
Flushing, Michigan
Financial Advisor

Bryan P. Keenan & Associates, PC

Bryan P. Keenan & Associates, PC
Pittsburgh, Pennsylvania
Legal

Vladimir Raicevic, CPA

Vladimir Raicevic, CPA
San Diego, California
Tax Planning

Custom Contracting

Custom Contracting
Burlington, Canada
Real Estate

Michael Pusheck

Michael Pusheck
Roseville, California
Real Estate

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