How to save
money effectively? Explore proven ways to save money.
Are you over
18 and no longer living with your parents? Then there must always be a supply
of cash in your account to make you feel safe. Budget management is a valuable
skill you must acquire to become an independent and mature person, responsible
for yourself and your family. In this article we present proven ways to save
for both those who have more money and those who find "mission
impossible" to save.
a very similar way to save. Several of them have introduced special savings
programs. What exactly is it? In the case of card payment, each amount is
rounded to the entirety of the 10 dollars and the difference between the price of
the product purchased and a multiple of 10 dollars is transferred to the savings
account. However, we often suggest that you check your account balance so you
don’t be disappointed when the cashier informs us of the lack of funds in your
account when paying for purchases.
This is the
best start on the road to wealth and financial security! Pay and cancel your
credit card and debit account. Analyze your phone, TV, Internet, etc. Bills Do
you really need an ultra-fast link to browse the web? No unnecessary packages
or services on your phone bill? The way you pay your bills is also important.
It is better to use online payments (good financial institutions like Billbird
also offer convenient mobile payments) and standing orders. You can pay 80 dollars by the means, but it can also fit in 20 dollars.
Once a week,
plan your meals for the following days, make a shopping list. Food in a given
week should be based on similar ingredients, especially if you’re single and
don’t use the whole tomato sauce at once. Set aside a certain amount for food
at the beginning of the month. Don’t be too optimistic - remember to go out for
beer and restaurants, order meals at work or buy cold drinks. You’d better have
a few dollars left at the end of the month than if you had to save to buy bread
or go out in town with your friends.
expenses? Do it with your head
It is worth preceding the big
expenses with a detailed investigation. It’s very likely that the more you
know, the less you pay. Some products have the same parameters, come from the
same factories and only differ logos, which often have to be paid for. Planning
your purchases in advance allows you to track in-store promotions and special
discounts. A great opportunity to buy electronic equipment is, for example,
nightly sales in online stores. Also remember that buyers can buy from their
employers at a big discount, up to 50%. If you’re planning to buy a gore-tex
face and technical jacket, consider if there’s anyone among your friends who
works in a sports store and has such discounts. The conviction that only people
who earn a multiple at the lowest national level can afford to save regularly
is a convenient myth and excuse. The key to success is the regularity and
control of expenses that each of us can afford.