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National program assists low-, moderate-income home buyers

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Advisors

Ecostep

Ecostep
Richmond east, Australia
Real Estate

Samirian Hill

Samirian Hill
Southfield, Michigan
Financial Advisor

Mark Goldman

Mark Goldman
San Diego, California
Home Loans

John Gardner

John Gardner
Rye, New York
Real Estate

Solution Solvers, LLC

Solution Solvers, LLC
Hampton, Virginia
Accounting

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