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Estate Planning Dilemma

By: Ugen Peden Financial Planning Views: 3830 | Comments: 0 | Votes: 0

Ugen Peden

How Will I Pay Estate Taxes?Estate taxes. It’s not enough to simply know they exist, and to know strategies to minimize them. When it comes down to it, you need to plan how you and your family will eventually pay them.The Estate Tax DilemmaEstate taxes are generally due nine months after the date of death. And they are due in cash. First, your current savings and investments. More

Avoiding Long Auto Loans

By: Art Of Saving Financial Planning Views: 3502 | Comments: 0 | Votes: 0

Art Of Saving

Do you really know how long is too long when applying for a new auto loan? According to many studies, the answer to that is no. Too many buyers nowadays are looking for the longest auto loan possible, without looking at all that it entails. The average auto loan is now around 70 months, which is up from the standard 60 months just a few years ago. More

Need an Answer? Ask Savism Experts!

By: Art Of Saving Financial Planning Views: 3491 | Comments: 0 | Votes: 0

Art Of Saving

Have a question? Need an immediate answer? Talk to Savism Experts Today!   Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More

Financial Planning for Twentysomethings

By: Amanda Gleason Financial Planning Views: 3422 | Comments: 0 | Votes: 0

Amanda Gleason

This morning's Wall Street Journal had an article called "Financial Planning for the Not-Yet-Rich" that I found rather relevant for my blog. Basically, the article on how traditionally, financial planners have not been particularly interested in our age group - people in their 20s and 30s just beginning their careers and families - because we don't represent very high net worths. More

Do I Need Disability Income Insurance?

By: Ugen Peden Financial Planning Views: 3365 | Comments: 0 | Votes: 0

Ugen Peden

  Although most of us are aware of the need for health insurance coverage when determining our risk-management needs, many of us fail to consider the possibility that we could become disabled. A disability income insurance policy can help replace income lost because of an injury or illness. Without the appropriate coverage, a disability could spell financial disaster. More

Tax Deductions When Getting a Mortgage

By: Bill Gassett Financial Planning Views: 3364 | Comments: 0 | Votes: 1

Bill Gassett

HTML clipboard Tax Deductions to Remember When Getting a Home Loan When borrowing money to buy a home, there are certain deductions that you are afforded by the ole tax man that you should be aware of come tax time in April. For those that don't know a point is 1% of the loan amount. On a $200,000 mortgage a point would equal $2000.00. More

How Americans view personal wealth vs. how financial planners view this wealth

By: Jack Gillis Financial Planning Views: 1871 | Comments: 0 | Votes: 0

Jack Gillis

Americans Think Wealth Is Harder For Them to Accumulate Than Do Planners Two recent surveys, released today by the Consumer Federation of America (CFA) and the Financial Planning Association® (FPA®), reveal that financial planners believe it is easier for Americans to accumulate personal wealth than do Americans themselves. Barnash, CFP®. 8%. More

Your Finance should be a source of Happiness

By: Blockseed Investments, LLC Financial Planning Views: 717 | Comments: 0 | Votes: 0

Blockseed Investments, LLC

Finance is the backbone of a startup. If your finance is in order, then a big portion of you business is sorted out. It is imperative for any startup and its founder to have an overall idea and metrics one should be wary of. If finance is not properly managed, finance can give you a tough time. It keeps track of the inward and outward flow of cash in a business. More

What are Mutual Funds?

By: VSRK CAPITAL PRIVATE LIMITED Financial Planning Views: 589 | Comments: 0 | Votes: 0

VSRK CAPITAL PRIVATE LIMITED

Mutual fund is an investment fund where multiple investors pool their money to purchase securities. Such funds are managed by a highly trained professional commonly known as a fund manager or portfolio manager. This individual invests this corpus of funds into different securities such as stocks, debentures, bonds, gold, etc. More