How Will I Pay Estate Taxes?Estate taxes. It’s not enough to simply know they exist, and to know strategies to minimize them. When it comes down to it, you need to plan how you and your family will eventually pay them.The Estate Tax DilemmaEstate taxes are generally due nine months after the date of death. And they are due in cash. First, your current savings and investments. More
Do you really know how long is too long when applying for a new auto loan? According to many studies, the answer to that is no. Too many buyers nowadays are looking for the longest auto loan possible, without looking at all that it entails. The average auto loan is now around 70 months, which is up from the standard 60 months just a few years ago. More
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Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More
This morning's Wall Street Journal had an article called "Financial Planning for the Not-Yet-Rich" that I found rather relevant for my blog. Basically, the article on how traditionally, financial planners have not been particularly interested in our age group - people in their 20s and 30s just beginning their careers and families - because we don't represent very high net worths. More
Although most of us are aware of the need for health insurance coverage when determining our risk-management needs, many of us fail to consider the possibility that we could become disabled. A disability income insurance policy can help replace income lost because of an injury or illness. Without the appropriate coverage, a disability could spell financial disaster. More
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Tax Deductions to Remember When Getting a Home Loan
When
borrowing money to buy a home, there are certain deductions that you are
afforded by the ole tax man that you should be aware of come tax time in April. For those that don't know a
point is 1% of the loan amount. On a $200,000 mortgage a point would equal
$2000.00. More
Americans Think Wealth Is Harder For Them to Accumulate Than Do Planners
Two recent surveys, released today by the Consumer Federation of America (CFA) and the Financial Planning Association® (FPA®), reveal that financial planners believe it is easier for Americans to accumulate personal wealth than do Americans themselves. Barnash, CFP®. 8%. More
Finance
is the backbone of a startup. If your finance is in order, then a big
portion of you business is sorted out. It is imperative for any startup
and its founder to have an overall idea and metrics one should be wary
of. If finance is not properly managed, finance can give you a tough
time. It keeps track of the
inward and outward flow of cash in a business. More
Mutual fund is an investment fund where multiple investors pool their money to purchase securities. Such funds are managed by a highly trained professional commonly known as a fund manager or portfolio manager. This individual invests this corpus of funds into different securities such as stocks, debentures, bonds, gold, etc. More