How Should I Manage My Retirement Plan?
Employer-sponsored retirement plans are more valuable than ever. The money in them grows tax deferred until it is withdrawn at retirement. Distributions from a tax-deferred retirement plan, such as a 401(k) plan, are taxed as ordinary income and may be subject to an additional 10-percent federal tax penalty if withdrawn prior to age 59 ½. More
Mind-Mapping: An Aid To Financial Planning Success Author: Betty J. Zak Introduction/BackgroundWe have all heard the saying, a picture is worth a thousand words. But, let’s turn our attention to a mind mapping picture being key to financial planning success and being worth real dollars and cents. 47). Only then search for computer tools. (2008). Mind mapping. More
It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More
Flying solo
Single people have different retirement planning priorities
By Dave Carpenter
ASSOCIATED PRESS
2:00 a.m. October 18, 2009
Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More
Have you ever thought
of your path to wealth? Have you thought about your wealth goals and how you
plan to obtain them? Do you have a financial vision?This is the time to review and evaluate to see what your
goals are, and how you plan to achieve them this year. The first step is being specific
about what you want to achieve. A Path to Wealth can be
a holistic experience. More
For those businesses that are
struggling for money, accounts receivable financing may be the way to go. With
this type of financing, no additional debt is created. You simply take your
accounts that have not yet been paid off and basically sell them to a company
to receive the cash from them that you would have normally been getting. It's
sort of like a cash advance. More
If you're in business or are starting a new business, equipment leasing may be the right choice for you. Equipment leasing not only saves you money, it gives you the flexibility of running your business without major start up expenses, which the average business faces much of when opening. There are financing options to suit every budget and need. More
Tax season is here. Who are you going to call? By signing your 1040 form, you agree to abide by the tax law that holds you responsible for paying your taxes, regardless of who prepares your return. When it comes to collecting on mistakes, innocent or otherwise, the Internal Revenue Service looks for the taxpayer, not the person who filled out the forms. Mr. Mr. More
If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More
People who are laid off or entering retirement often find that a former employer’s retirement plan can be an unwelcome place to keep their money. Layoff notices are often followed with a deadline to withdraw retirement assets from the company plan because the employer is no longer willing to bear the cost. You might decide to spend all or part of the money. More
