What are the tax changes I need to know about when filing my individual return for 2012?

Is commission rebate from the buyer's Realtor to the buyer a taxable income? Transaction was done outside of the escrow and 1099-Misc (Box 7) was issued to the buyer following January. 1) is this taxable income for the buyer and 2) if so, is he responsible for SE taxes as well?

Can I claim child tax credit for my son born on December 31?

What exactly is accounts receivable financing and factoring and how can it help a business?

What is a Future Delphi credit scoring and how does it work?

What are the best ways of spending money apart from spending just on shopping and entertainment? When can spent money be never regretted? Add your feedback please.

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?

Can anyone share some tips for budding entrepreneurs. What are the do's and dont's for them.