What are the tax changes I need to know about when filing my individual return for 2012?

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?

What is the difference between the gross and net interest rate?

Which washer/dryer will qualify for an energy-efficient tax credit?

To my peers. Do you have concerns over the new RTRP(Registered Tax Return Preparer) testing and licensing? Do you have up to date information? Are any of you thinking of leaving taxes. What about you fincial planners that also prepare are you understanding the disclosure rules that efect everyone in the tax industry? Look for some great dialog.

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?