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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Questions

Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?
What surrogacy expenses can I deduct on my tax return? How about payments and expenses for egg donor?
Do you have a good saving tip that you are willing to share?
How many people actually go in for a Health Insurance? It is observed that most people think it is a waste of money so avoid it. What do you think?
Is a credit card statement considered a viable replacement of a receipt for income tax documentation of expenses or are credit card slips still required?

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