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Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Questions

My mom's IRA has gone down 60% just in 2008...?
She has lost $14K of her IRA in 2008. With only $11K or her IRA left and no guarantee for a recovery, is it better to cash out, pay the income tax and put the $11K into CD's where at least the money is safe? Please give reasons with your answer.
Loan Scenario- Loan State: CA Loan County: Kern Loan Type: Refinance R&T, Loan Amnt: $206,000, Property Value:$175,000, LTV:118%, FICO:795 ,DTI:43, Occupancy Type: Owner- Occupied, Property Type: Manufactures D/W- Help - Need a lender not a broker, that will finance a manufactured home under the Refi Plus Program?
What is the resale probability of a condo that is 5-7 years old in the Atlanta housing market? ?
To my peers, Since schedule A's will be delayed, What are you doing and what are you telling taxpayers?
What is a Future Delphi credit scoring and how does it work?

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