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Experian is creating a "Delphi Score." Recall that Delphi is the oracle. It is intended to estimate the credit worthiness of people in relation to the economy. It hopes to predict our credit when the economy improves. Our credit may be adversely impacted during this economic downturn. The Delphi Score hopes to predict which consumers will have good credit when the economy improves. That is so vendors can start to sell now, to line up customers for when we are making more money and can pay our bills on time again.
