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Lender plans to forgive a portion of principal

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Advisors

Donna Tidwell

Donna Tidwell
Rockledge, Florida
Real Estate

lisa Anwood

lisa Anwood
Suite #100 Stuart, Florida
Financial Advisor

Prolux Cleaning

Prolux Cleaning
London, UK
Business

Kilbert Amalathas

Kilbert Amalathas
, Australia
Construction

Peak Living

Peak Living
Antioch, Tennessee
Real Estate

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