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Estate Planning Dilemma

By: Ugen Peden Financial Planning Views: 3379 | Comments: 0 | Votes: 0

Ugen Peden

How Will I Pay Estate Taxes?Estate taxes. It’s not enough to simply know they exist, and to know strategies to minimize them. When it comes down to it, you need to plan how you and your family will eventually pay them.The Estate Tax DilemmaEstate taxes are generally due nine months after the date of death. And they are due in cash. First, your current savings and investments. More

Need an Answer? Ask Savism Experts!

By: Art Of Saving Financial Planning Views: 2963 | Comments: 0 | Votes: 0

Art Of Saving

Have a question? Need an immediate answer? Talk to Savism Experts Today!   Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More

Tax Deductions When Getting a Mortgage

By: Bill Gassett Financial Planning Views: 2883 | Comments: 0 | Votes: 1

Bill Gassett

HTML clipboard Tax Deductions to Remember When Getting a Home Loan When borrowing money to buy a home, there are certain deductions that you are afforded by the ole tax man that you should be aware of come tax time in April. For those that don't know a point is 1% of the loan amount. On a $200,000 mortgage a point would equal $2000.00. More

A Path to Wealth

By: Sharman Financial Planning Views: 4387 | Comments: 0 | Votes: 0


Have you ever thought of your path to wealth? Have you thought about your wealth goals and how you plan to obtain them? Do you have a financial vision?This is the time to review and evaluate to see what your goals are, and how you plan to achieve them this year. The first step is being specific about what you want to achieve. A Path to Wealth can be a holistic experience. More

Tax season is here. Who are you going to call?

By: Kerry Freeman EA Financial Planning Views: 3693 | Comments: 1 | Votes: 0

Kerry Freeman EA

Tax season is here. Who are you going to call? By signing your 1040 form, you agree to abide by the tax law that holds you responsible for paying your taxes, regardless of who prepares your return. When it comes to collecting on mistakes, innocent or otherwise, the Internal Revenue Service looks for the taxpayer, not the person who filled out the forms. Mr. Mr. More

How Should I Manage My Retirement Plan?

By: Thomas J. Hartfield Financial Planning Views: 23374 | Comments: 1 | Votes: 0

Thomas J. Hartfield

How Should I Manage My Retirement Plan?   Employer-sponsored retirement plans are more valuable than ever. The money in them grows tax deferred until it is withdrawn at retirement. Distributions from a tax-deferred retirement plan, such as a 401(k) plan, are taxed as ordinary income and may be subject to an additional 10-percent federal tax penalty if withdrawn prior to age 59 ½. More

Avoiding Long Auto Loans

By: Art Of Saving Financial Planning Views: 2973 | Comments: 0 | Votes: 0

Art Of Saving

Do you really know how long is too long when applying for a new auto loan? According to many studies, the answer to that is no. Too many buyers nowadays are looking for the longest auto loan possible, without looking at all that it entails. The average auto loan is now around 70 months, which is up from the standard 60 months just a few years ago. More

Financial Planning for Twentysomethings

By: Amanda Gleason Financial Planning Views: 2908 | Comments: 0 | Votes: 0

Amanda Gleason

This morning's Wall Street Journal had an article called "Financial Planning for the Not-Yet-Rich" that I found rather relevant for my blog. Basically, the article on how traditionally, financial planners have not been particularly interested in our age group - people in their 20s and 30s just beginning their careers and families - because we don't represent very high net worths. More

How Americans view personal wealth vs. how financial planners view this wealth

By: Jack Gillis Financial Planning Views: 1394 | Comments: 0 | Votes: 0

Jack Gillis

Americans Think Wealth Is Harder For Them to Accumulate Than Do Planners Two recent surveys, released today by the Consumer Federation of America (CFA) and the Financial Planning Association® (FPA®), reveal that financial planners believe it is easier for Americans to accumulate personal wealth than do Americans themselves. Barnash, CFP®. 8%. More