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Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Questions

What is the best way to become a financial advisor?
I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.
Loan Scenario- Loan State: CA Loan County: Kern Loan Type: Refinance R&T, Loan Amnt: $206,000, Property Value:$175,000, LTV:118%, FICO:795 ,DTI:43, Occupancy Type: Owner- Occupied, Property Type: Manufactures D/W- Help - Need a lender not a broker, that will finance a manufactured home under the Refi Plus Program?
Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?
Is Alan Greenspan responsible for the current financial crisis?

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