I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.

How does new Emergency Homeowner Loan Program (EHLP) work?

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?

What is a Future Delphi credit scoring and how does it work?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?

Is commission rebate from the buyer's Realtor to the buyer a taxable income? Transaction was done outside of the escrow and 1099-Misc (Box 7) was issued to the buyer following January. 1) is this taxable income for the buyer and 2) if so, is he responsible for SE taxes as well?

Do you have any experience with NACA (Neighborhood Assistance Corporation of America) loan modification expos?

What are the some available defenses against product liability claims?