What is the best way to save credit card surcharges?

What is the difference between the gross and net interest rate?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

How many people actually go in for a Health Insurance? It is observed that most people think it is a waste of money so avoid it. What do you think?

What exactly is accounts receivable financing and factoring and how can it help a business?

Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?