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Bogie Boric

0 Votes

3 Answers

1630 Views

Is “Cash for Clunkers” program still available?

Aug 6, 2009 by Bogie Boric Follow Answer

Category: Personal Finance

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Questions

Loan Modification: Are these programs actually working? Was anybody able to successfully renegotiate their mortgage payment and/or reduce loan amount? Everybody talks about loan modification, but are there any “success stories?”
What is the difference between the gross and net interest rate?
My mom's IRA has gone down 60% just in 2008...?
She has lost $14K of her IRA in 2008. With only $11K or her IRA left and no guarantee for a recovery, is it better to cash out, pay the income tax and put the $11K into CD's where at least the money is safe? Please give reasons with your answer.
Is a credit card statement considered a viable replacement of a receipt for income tax documentation of expenses or are credit card slips still required?
Is your ZIP code still a factor in determining cost of auto insurance premiums in California?

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