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Kenneth R. Harney

Refinancing To Get Cash, Not Save It

Art Of Saving

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The American Recovery and Reinvestment Act of 2009 introduced significant changes to education credits.

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“Innocent spouse” won’t be disqualified for failing to file within two years

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Answers Needed

Which affords more protection-having payments made from your bank account or authorizing your creditor...?
Do we have a National Savings Day in U.S.?
I'm leaving an employer, and have paid most of my deductible for 2009 already. If I switch to COBRA, does my deductible reset? Or is it a continuation of my original policy, and I have already satisfied the deductible requirements?
Rental House - Gift vs Inheritance.

My mother has a rental house for 23 years and now she wants to give it to me . What is the tax consequence? How can we avoid paying tax?

My friend suggested that my mother just leave the house to me in her will since it will be an inheritance the basic will be FMV at that time and I won't have to deal with the past rental. Is this true?
What are mortgage (origination) points?

Advisors

Mail Prospects LLC

Mail Prospects LLC
Las Vegas, NV, USA, Nevada
Business Broker

Rene Perrin

Rene Perrin
East Meadow, New York
Real Estate

Chris Urness

Chris Urness
Scottsdale, Arizona
Financial Planning

Becky Blicha

Becky Blicha
Redlands, California
Real Estate

Roland Cannizzaro

Roland Cannizzaro
Buffalo, New York
Insurance

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