How does new Emergency Homeowner Loan Program (EHLP) work?
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- Loan Scenario- Loan State: CA Loan County: Kern Loan Type: Refinance R&T, Loan Amnt: $206,000, Property Value:$175,000, LTV:118%, FICO:795 ,DTI:43, Occupancy Type: Owner- Occupied, Property Type: Manufactures D/W- Help - Need a lender not a broker, that will finance a manufactured home under the Refi Plus Program?
- Loan Modification: Are these programs actually working? Was anybody able to successfully renegotiate their mortgage payment and/or reduce loan amount? Everybody talks about loan modification, but are there any “success stories?”
- What are mortgage (origination) points?
- What is the difference between $7,500 & $8,000 tax credits for first time home buyers?
- I understand the first-time home buyer credit has been extended to April 2010. Does anyone know what kind of changes have been made in order for me to qualify?