What is the difference between the gross and net interest rate?

What are the tax changes I need to know about when filing my individual return for 2012?

I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.

Do you have any experience with NACA (Neighborhood Assistance Corporation of America) loan modification expos?

Does a nonprofit (not for profit) organization need to have an independent review and/or audit of its financial statements?

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?

How does new Emergency Homeowner Loan Program (EHLP) work?

To my peers. Do you have concerns over the new RTRP(Registered Tax Return Preparer) testing and licensing? Do you have up to date information? Are any of you thinking of leaving taxes. What about you fincial planners that also prepare are you understanding the disclosure rules that efect everyone in the tax industry? Look for some great dialog.