Does a nonprofit (not for profit) organization need to have an independent review and/or audit of its financial statements?

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If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?

What is the difference between the gross and net interest rate?

When can I file my 2017 tax returns?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

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I am doing freelancing for two different companies and I have several questions. I deliver for them digital files, such as research, PowerPoints or excel files. Do I need to add sales tax to the invoices? When and how do I file taxes? I have never worked before in California and just started working in October last year.