Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

What are the tax changes I need to know about when filing my individual return for 2012?

If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income?

Hello,

I am a Tunisian national on J1 Visa in the US. However, I have never paid taxes in Tunisia. I did my PhD and was working in France for 5 years paying taxes there. I got my visa in France. Is my tax residency France or is it Tunisia? Because if I claim it to be Tunisia, there is no two years tax treaty. If it's France, what documents I need to claim the tax refund?
Thanks

Can anyone share some tips for budding entrepreneurs. What are the do's and dont's for them.

What is the difference between the gross and net interest rate?

Has anyone ever used invoice financing for their business? How was the experience and what benefits did you get?